DY Home Loans Aims To Be Your Best Financial Advisor
Commercial Loan
Your business deserves the right financial support to grow and thrive. Our commercial loan solutions are designed to help you purchase property, fund operations, or develop new projects with confidence. Backed by competitive rates and expert guidance, we make business finance simple and strategic.
1. Commercial Property Loans
Perfect for purchasing, refinancing, or releasing equity from commercial properties.
- Loan-to-Value Ratio (LVR): Typically 65%–80%
- Competitive interest rates: Lower than other commercial loan types
- Flexible terms: Tailored to your business needs
2. Business Loans
Finance your business purchase or operations with secured or unsecured options:
- Secured loans: Use residential or commercial property as collateral; borrow up to 100% of property value (subject to lender policy)
- Unsecured loans: Based on business goodwill; ideal for franchises, post offices, convenience stores
- Fast approvals: Keep your business moving without delays
3. Development Finance
Designed for projects involving three or more dwellings on one or multiple land titles.
- Loan ratios: Up to 65% of end value (GRV) or 75% of total development cost
- Approval factors: Developer experience, builder qualifications, feasibility, and presales
- Funding options: Access both major banks and private capital solutions