{"id":793,"date":"2026-06-24T09:49:41","date_gmt":"2026-06-23T23:49:41","guid":{"rendered":"https:\/\/dyhomeloans.com.au\/cn\/?p=793"},"modified":"2026-06-24T09:49:41","modified_gmt":"2026-06-23T23:49:41","slug":"%e6%be%b3%e5%90%84%e5%a4%a7%e5%9f%8e%e5%b8%82%e6%94%b6%e5%85%a5%e6%9c%80%e4%bd%8e%e9%97%a8%e6%a7%9b%e6%8f%ad%e5%af%86%e5%a2%a8%e5%b8%82%e6%88%90%e9%a6%99%e9%a5%bd%e9%a5%bd","status":"publish","type":"post","link":"https:\/\/dyhomeloans.com.au\/cn\/%e6%be%b3%e5%90%84%e5%a4%a7%e5%9f%8e%e5%b8%82%e6%94%b6%e5%85%a5%e6%9c%80%e4%bd%8e%e9%97%a8%e6%a7%9b%e6%8f%ad%e5%af%86%e5%a2%a8%e5%b8%82%e6%88%90%e9%a6%99%e9%a5%bd%e9%a5%bd\/","title":{"rendered":"\u6fb3\u5404\u5927\u57ce\u5e02\u6536\u5165\u6700\u4f4e\u95e8\u69db\u63ed\u5bc6\u58a8\u5e02\u6210\u9999\u997d\u997d"},"content":{"rendered":"

2026\u5e74\u8fde\u7eed\u4e09\u6b21\u52a0\u606f\uff0c\u4e0d\u4ec5\u63a8\u9ad8\u4e86\u623f\u8d37\u6708\u4f9b\uff0c\u4e5f\u63d0\u9ad8\u4e86\u8d2d\u623f\u8005\u83b7\u5f97\u8d37\u6b3e\u5ba1\u6279\u6240\u9700\u7684\u6700\u4f4e\u6536\u5165\u95e8\u69db\u3002<\/p>\n

\u6839\u636e Cotality\uff08\u539fCoreLogic\uff09 \u6700\u65b0\u6a21\u578b\u6d4b\u7b97\uff0c\u76ee\u524d\u6fb3\u6d32\u5bb6\u5ead\u8d2d\u4e70\u4e00\u5957\u4e2d\u4f4d\u4ef7\u4f4f\u5b85\u6240\u9700\u7684\u6700\u4f4e\u5e74\u6536\u5165\u5982\u4e0b\uff1a<\/p>\n

 <\/p>\n

\u72ec\u7acb\u5c4b\uff08House\uff09\u2014\u2014\u4e2d\u4f4d\u4ef7\u623f\u4ea7<\/p>\n

 <\/p>\n

\u57ce\u5e02\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a02026\u5e745\u6708\u6240\u9700\u5e74\u6536\u5165<\/p>\n

\u6089\u5c3c\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0$178,194<\/p>\n

\u5e03\u91cc\u65af\u73ed\u00a0 \u00a0$139,077<\/p>\n

\u73c0\u65af\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0$123,787<\/p>\n

\u582a\u57f9\u62c9\u00a0 \u00a0 \u00a0 \u00a0$117,342<\/p>\n

\u963f\u5fb7\u83b1\u5fb7\u00a0 \u00a0$114,306<\/p>\n

\u58a8\u5c14\u672c\u00a0 \u00a0 \u00a0 \u00a0$108,126<\/p>\n

\u970d\u5df4\u7279\u00a0 \u00a0 \u00a0 \u00a0$91,109<\/p>\n

\u8fbe\u5c14\u6587\u00a0 \u00a0 \u00a0 \u00a0$85,746<\/p>\n

\u5176\u4e2d\uff1a<\/p>\n

* \u6089\u5c3c\u4ecd\u7136\u662f\u6fb3\u6d32\u6700\u96be\u8d1f\u62c5\u7684\u57ce\u5e02\uff1b<\/p>\n

* \u5e03\u91cc\u65af\u73ed\u5df2\u8d85\u8fc7\u58a8\u5c14\u672c\uff0c\u6210\u4e3a\u7b2c\u4e8c\u9ad8\u95e8\u69db\u5e02\u573a\uff1b<\/p>\n

* \u58a8\u5c14\u672c\u5219\u6210\u4e3a\u6fb3\u6d32\u4e3b\u8981\u9996\u5e9c\u57ce\u5e02\u4e2d\u6700\u5bb9\u6613\u8d1f\u62c5\u7684\u5e02\u573a\u4e4b\u4e00\u3002<\/p>\n

 <\/p>\n

\u8fd9\u4e9b\u6570\u5b57\u662f\u5982\u4f55\u8ba1\u7b97\u7684\uff1f<\/p>\n

\u6a21\u578b\u5047\u8bbe\uff1a<\/p>\n

* \u9996\u4ed8\uff08Deposit\uff09\uff1a20%<\/p>\n

* \u8d37\u6b3e\u671f\u9650\uff1a30\u5e74<\/p>\n

* \u672c\u606f\u540c\u8fd8\uff08Principal & Interest\uff09<\/p>\n

* \u5b9e\u9645\u8d37\u6b3e\u5229\u7387\uff1a6.25%<\/p>\n

* \u94f6\u884c\u989d\u5916\u91c7\u75283%\u7684\u670d\u52a1\u80fd\u529b\u7f13\u51b2\uff08Serviceability Buffer\uff09<\/p>\n

\u4e5f\u5c31\u662f\u8bf4\uff0c\u94f6\u884c\u4f1a\u6309\u7167\u7ea6 9.25%\u5229\u7387 \u6765\u6d4b\u8bd5\u501f\u6b3e\u4eba\u7684\u8fd8\u6b3e\u80fd\u529b\uff0c\u800c\u4e0d\u662f\u6309\u5b9e\u9645\u5229\u7387\u8ba1\u7b97\u3002<\/p>\n

\u2e3b<\/p>\n

\u5bf9\u9996\u6b21\u7f6e\u4e1a\u8005\u610f\u5473\u7740\u4ec0\u4e48\uff1f<\/p>\n

\u5bf9\u4e8e\u8bb8\u591a\u5e74\u8f7b\u5bb6\u5ead\u6765\u8bf4\uff0c\u8fdb\u5165\u5e02\u573a\u8d8a\u6765\u8d8a\u56f0\u96be\uff0c\u4f46\u4ecd\u6709\u51e0\u4e2a\u529e\u6cd5\u53ef\u4ee5\u63d0\u9ad8\u8d2d\u623f\u80fd\u529b\uff1a<\/p>\n

\u2705 \u51cf\u5c11\u73b0\u6709\u8d1f\u503a\uff08\u4fe1\u7528\u5361\u3001\u8f66\u8d37\u7b49\uff09<\/p>\n

\u2705 \u591a\u6bd4\u8f83\u4e0d\u540c\u94f6\u884c\u7684\u8d37\u6b3e\u653f\u7b56<\/p>\n

\u2705 \u8003\u8651\u8d2d\u4e70\u5355\u5143\u623f\u800c\u975e\u72ec\u7acb\u5c4b<\/p>\n

\u2705 \u5c06\u641c\u7d22\u8303\u56f4\u6269\u5927\u5230\u5916\u56f4\u57ce\u533a\u6216\u533a\u57df\u57ce\u5e02\uff08Regional Areas\uff09<\/p>\n

\u8fd9\u4e9b\u5730\u533a\u7684\u6536\u5165\u95e8\u69db\u5f80\u5f80\u6bd4\u9996\u5e9c\u57ce\u5e02\u4f4e\u5f88\u591a\u3002<\/p>\n

 <\/p>\n

\u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f<\/p>\n

1. \u58a8\u5c14\u672c\u5df2\u6210\u4e3a\u6fb3\u6d32\u4e3b\u8981\u57ce\u5e02\u4e2d\u6027\u4ef7\u6bd4\u6700\u9ad8\u7684\u5e02\u573a\u4e4b\u4e00\u3002<\/p>\n

2. \u5e03\u91cc\u65af\u73ed\u3001\u73c0\u65af\u3001\u548c\u963f\u5fb7\u83b1\u5fb7\u7684\u623f\u4ef7\u8fc7\u53bb\u4e94\u5e74\u6da8\u5e45\u60ca\u4eba\uff0c\u76ee\u524d\u8d2d\u623f\u95e8\u69db\u5df2\u8fdc\u9ad8\u4e8e\u58a8\u5c14\u672c\u3002<\/p>\n

3. \u94f6\u884c\u5ba1\u6838\u6700\u5173\u952e\u7684\u4e0d\u662f\u9996\u4ed8\uff0c\u800c\u662f\u501f\u6b3e\u4eba\u7684\u6536\u5165\u548c\u73b0\u91d1\u6d41\u3002<\/p>\n

4. \u5bf9\u957f\u671f\u6295\u8d44\u8005\u800c\u8a00\uff0c\u76ee\u524d\u58a8\u5c14\u672c\u6216\u8bb8\u6b63\u5904\u4e8e\u8fc7\u53bb\u5341\u5e74\u5c11\u89c1\u7684\u4ef7\u503c\u6d3c\u5730\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

2026\u5e74\u8fde\u7eed\u4e09\u6b21\u52a0\u606f\uff0c\u4e0d\u4ec5\u63a8\u9ad8\u4e86\u623f\u8d37\u6708\u4f9b\uff0c\u4e5f\u63d0\u9ad8\u4e86\u8d2d\u623f\u8005\u83b7\u5f97\u8d37\u6b3e\u5ba1\u6279\u6240\u9700\u7684\u6700\u4f4e\u6536\u5165\u95e8\u69db\u3002 \u6839\u636e Cotality\uff08\u539fCoreLogic\uff09 \u6700\u65b0\u6a21\u578b\u6d4b\u7b97\uff0c\u76ee\u524d\u6fb3\u6d32\u5bb6\u5ead\u8d2d\u4e70\u4e00\u5957\u4e2d\u4f4d\u4ef7\u4f4f\u5b85\u6240\u9700\u7684\u6700\u4f4e\u5e74\u6536\u5165\u5982\u4e0b\uff1a   \u72ec\u7acb\u5c4b\uff08House\uff09\u2014\u2014\u4e2d\u4f4d\u4ef7\u623f\u4ea7   \u57ce\u5e02\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a02026\u5e745\u6708\u6240\u9700\u5e74\u6536\u5165 \u6089\u5c3c\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0$178,194 \u5e03\u91cc\u65af\u73ed\u00a0 \u00a0$139,077 \u73c0\u65af\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0$123,787 \u582a\u57f9\u62c9\u00a0 \u00a0 \u00a0 \u00a0$117,342 \u963f\u5fb7\u83b1\u5fb7\u00a0 \u00a0$114,306 \u58a8\u5c14\u672c\u00a0 \u00a0 \u00a0 \u00a0$108,126 \u970d\u5df4\u7279\u00a0 \u00a0 \u00a0 \u00a0$91,109 \u8fbe\u5c14\u6587\u00a0 \u00a0 \u00a0 \u00a0$85,746 \u5176\u4e2d\uff1a * \u6089\u5c3c\u4ecd\u7136\u662f\u6fb3\u6d32\u6700\u96be\u8d1f\u62c5\u7684\u57ce\u5e02\uff1b * \u5e03\u91cc\u65af\u73ed\u5df2\u8d85\u8fc7\u58a8\u5c14\u672c\uff0c\u6210\u4e3a\u7b2c\u4e8c\u9ad8\u95e8\u69db\u5e02\u573a\uff1b * \u58a8\u5c14\u672c\u5219\u6210\u4e3a\u6fb3\u6d32\u4e3b\u8981\u9996\u5e9c\u57ce\u5e02\u4e2d\u6700\u5bb9\u6613\u8d1f\u62c5\u7684\u5e02\u573a\u4e4b\u4e00\u3002   \u8fd9\u4e9b\u6570\u5b57\u662f\u5982\u4f55\u8ba1\u7b97\u7684\uff1f \u6a21\u578b\u5047\u8bbe\uff1a […]<\/p>\n

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