{"id":757,"date":"2026-04-22T12:58:38","date_gmt":"2026-04-22T01:58:38","guid":{"rendered":"https:\/\/dyhomeloans.com.au\/cn\/?p=757"},"modified":"2026-04-22T12:58:38","modified_gmt":"2026-04-22T01:58:38","slug":"%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af","status":"publish","type":"post","link":"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\/","title":{"rendered":"\u4ece\u5176\u4ed6\u53d1\u8fbe\u56fd\u5bb6\u4f4f\u623f\u6570\u636e\uff0c\u770b\u6fb3\u6d32\u623f\u4ea7\u524d\u666f"},"content":{"rendered":"

\u5728\u4f4f\u623f\u53ef\u8d1f\u62c5\u6027\u627f\u538b\u3001\u5229\u7387\u4ecd\u5904\u4e8e\u8f83\u9ad8\u6c34\u5e73\u7684\u80cc\u666f\u4e0b\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u6fb3\u5927\u5229\u4e9a\u4eba\u5f00\u59cb\u6000\u7591\uff1a\u62e5\u6709\u4f4f\u623f\u7684\u68a6\u60f3\u662f\u5426\u6b63\u5728\u8fdc\u53bb\u3002<\/p>\n

\u4f46\u6570\u636e\u5448\u73b0\u7684\u662f\u4e00\u4e2a\u66f4\u4e3a\u5e73\u8861\u7684\u60c5\u51b5\u3002<\/p>\n

\u7ecf\u5408\u7ec4\u7ec7\uff08OECD\uff09\u7684\u6570\u636e\u663e\u793a\uff0c\u6fb3\u5927\u5229\u4e9a\u7684\u4f4f\u623f\u81ea\u6709\u7387\u7ea6\u4e3a 62.7%\uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e31.4%+\u6709\u8d37\u6b3e31.3%\uff09\u5728\u8fc7\u53bb\u5341\u591a\u5e74\u4e2d\u57fa\u672c\u4fdd\u6301\u7a33\u5b9a\u3002<\/p>\n

\u5728\u82f1\u56fd\u3001\u52a0\u62ff\u5927\u3001\u65b0\u897f\u5170\u548c\u7f8e\u56fd\u7b49\u56fd\u5bb6\uff0c\u60c5\u51b5\u4e5f\u5f88\u7c7b\u4f3c\u3002<\/p>\n

\u82f1\u56fd\u4f4f\u623f\u81ea\u6709\u738768.4% \uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e39.5%+\u6709\u8d37\u6b3e28.9\uff09\uff1b\u52a0\u62ff\u5927\u662f68.6% \uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e30.4%+\u6709\u8d37\u6b3e38.2%\uff09\u65b0\u897f\u5170\u662f63.9% \uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e31.7%+\u6709\u8d37\u6b3e32.2%\uff09\u7f8e\u56fd\u662f65.3% \uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e26%+\u6709\u8d37\u6b3e39.3%\uff09\u3002<\/p>\n

 <\/p>\n

\u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f<\/p>\n

 <\/p>\n

1\ufe0f\u20e3 \u6fb3\u6d32\u4f4f\u623f\u81ea\u6709\u7387\u4fdd\u6301\u957f\u671f\u7a33\u5b9a\uff0c\u4f46\u672c\u8d28\u662f\u201c\u4e70\u623f\u8d8a\u6765\u8d8a\u665a\u3001\u8d8a\u6765\u8d8a\u96be\u201d\u3002\u8d2d\u623f\u8005\u9762\u4e34\u66f4\u9ad8\u7684\u6210\u672c\u3001\u66f4\u957f\u7684\u8d2d\u623f\u5468\u671f\uff0c\u4ee5\u53ca\u5bf9\u4f4f\u623f\u9884\u671f\u7684\u6539\u53d8\u3002<\/p>\n

2\ufe0f\u20e3 \u5e74\u8f7b\u4eba\u88ab\u8feb\u52a0\u6760\u6746\uff0c\u623f\u5730\u4ea7\u53d8\u6210\u201c\u91d1\u878d\u4ea7\u54c1\u201d\u800c\u4e0d\u662f\u5c45\u4f4f\u5de5\u5177\u3002<\/p>\n

3\ufe0f\u20e3 \u6fb3\u6d32\u4e0d\u53ef\u80fd\u8d70\u5fb7\u56fd\u6a21\u5f0f\uff0c\u79df\u623f\u4e0d\u4f1a\u6210\u4e3a\u4e3b\u6d41\u7a33\u5b9a\u9009\u62e9\u3002<\/p>\n

4\ufe0f\u20e3 \u623f\u4ef7\u4e0d\u4f1a\u56e0\u201c\u4e70\u4e0d\u8d77\u201d\u4e0b\u8dcc\uff0c\u53ea\u4f1a\u56e0\u201c\u4f9b\u7ed9\u4e0d\u8db3+\u5ef6\u8fdf\u9700\u6c42\u201d\u66f4\u575a\u633a\u3002<\/p>\n

5\ufe0f\u20e3 \u771f\u6b63\u7684\u8d8b\u52bf\u662f\uff1a\u623f\u4ea7\u6b63\u5728\u4ece\u201c\u666e\u60e0\u8d44\u4ea7\u201d\u53d8\u6210\u201c\u7b5b\u9009\u8d44\u4ea7\u201d\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u5728\u4f4f\u623f\u53ef\u8d1f\u62c5\u6027\u627f\u538b\u3001\u5229\u7387\u4ecd\u5904\u4e8e\u8f83\u9ad8\u6c34\u5e73\u7684\u80cc\u666f\u4e0b\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u6fb3\u5927\u5229\u4e9a\u4eba\u5f00\u59cb\u6000\u7591\uff1a\u62e5\u6709\u4f4f\u623f\u7684\u68a6\u60f3\u662f\u5426\u6b63\u5728\u8fdc\u53bb\u3002 \u4f46\u6570\u636e\u5448\u73b0\u7684\u662f\u4e00\u4e2a\u66f4\u4e3a\u5e73\u8861\u7684\u60c5\u51b5\u3002 \u7ecf\u5408\u7ec4\u7ec7\uff08OECD\uff09\u7684\u6570\u636e\u663e\u793a\uff0c\u6fb3\u5927\u5229\u4e9a\u7684\u4f4f\u623f\u81ea\u6709\u7387\u7ea6\u4e3a 62.7%\uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e31.4%+\u6709\u8d37\u6b3e31.3%\uff09\u5728\u8fc7\u53bb\u5341\u591a\u5e74\u4e2d\u57fa\u672c\u4fdd\u6301\u7a33\u5b9a\u3002 \u5728\u82f1\u56fd\u3001\u52a0\u62ff\u5927\u3001\u65b0\u897f\u5170\u548c\u7f8e\u56fd\u7b49\u56fd\u5bb6\uff0c\u60c5\u51b5\u4e5f\u5f88\u7c7b\u4f3c\u3002 \u82f1\u56fd\u4f4f\u623f\u81ea\u6709\u738768.4% \uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e39.5%+\u6709\u8d37\u6b3e28.9\uff09\uff1b\u52a0\u62ff\u5927\u662f68.6% \uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e30.4%+\u6709\u8d37\u6b3e38.2%\uff09\u65b0\u897f\u5170\u662f63.9% \uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e31.7%+\u6709\u8d37\u6b3e32.2%\uff09\u7f8e\u56fd\u662f65.3% \uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e26%+\u6709\u8d37\u6b3e39.3%\uff09\u3002   \u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f   1\ufe0f\u20e3 \u6fb3\u6d32\u4f4f\u623f\u81ea\u6709\u7387\u4fdd\u6301\u957f\u671f\u7a33\u5b9a\uff0c\u4f46\u672c\u8d28\u662f\u201c\u4e70\u623f\u8d8a\u6765\u8d8a\u665a\u3001\u8d8a\u6765\u8d8a\u96be\u201d\u3002\u8d2d\u623f\u8005\u9762\u4e34\u66f4\u9ad8\u7684\u6210\u672c\u3001\u66f4\u957f\u7684\u8d2d\u623f\u5468\u671f\uff0c\u4ee5\u53ca\u5bf9\u4f4f\u623f\u9884\u671f\u7684\u6539\u53d8\u3002 2\ufe0f\u20e3 \u5e74\u8f7b\u4eba\u88ab\u8feb\u52a0\u6760\u6746\uff0c\u623f\u5730\u4ea7\u53d8\u6210\u201c\u91d1\u878d\u4ea7\u54c1\u201d\u800c\u4e0d\u662f\u5c45\u4f4f\u5de5\u5177\u3002 3\ufe0f\u20e3 \u6fb3\u6d32\u4e0d\u53ef\u80fd\u8d70\u5fb7\u56fd\u6a21\u5f0f\uff0c\u79df\u623f\u4e0d\u4f1a\u6210\u4e3a\u4e3b\u6d41\u7a33\u5b9a\u9009\u62e9\u3002 4\ufe0f\u20e3 \u623f\u4ef7\u4e0d\u4f1a\u56e0\u201c\u4e70\u4e0d\u8d77\u201d\u4e0b\u8dcc\uff0c\u53ea\u4f1a\u56e0\u201c\u4f9b\u7ed9\u4e0d\u8db3+\u5ef6\u8fdf\u9700\u6c42\u201d\u66f4\u575a\u633a\u3002 5\ufe0f\u20e3 \u771f\u6b63\u7684\u8d8b\u52bf\u662f\uff1a\u623f\u4ea7\u6b63\u5728\u4ece\u201c\u666e\u60e0\u8d44\u4ea7\u201d\u53d8\u6210\u201c\u7b5b\u9009\u8d44\u4ea7\u201d\u3002 […]<\/p>\n

Read More…<\/a><\/p>\n

\u8be6\u60c5...<\/a><\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-757","post","type-post","status-publish","format-standard","hentry","category-news"],"acf":[],"yoast_head":"\n\u4ece\u5176\u4ed6\u53d1\u8fbe\u56fd\u5bb6\u4f4f\u623f\u6570\u636e\uff0c\u770b\u6fb3\u6d32\u623f\u4ea7\u524d\u666f - \u4e07\u901a\u4fe1\u8d37<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dyhomeloans.com.au\/cn\/\u4ece\u5176\u4ed6\u53d1\u8fbe\u56fd\u5bb6\u4f4f\u623f\u6570\u636e\uff0c\u770b\u6fb3\u6d32\u623f\u4ea7\u524d\u666f\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u4ece\u5176\u4ed6\u53d1\u8fbe\u56fd\u5bb6\u4f4f\u623f\u6570\u636e\uff0c\u770b\u6fb3\u6d32\u623f\u4ea7\u524d\u666f - \u4e07\u901a\u4fe1\u8d37\" \/>\n<meta property=\"og:description\" content=\"\u5728\u4f4f\u623f\u53ef\u8d1f\u62c5\u6027\u627f\u538b\u3001\u5229\u7387\u4ecd\u5904\u4e8e\u8f83\u9ad8\u6c34\u5e73\u7684\u80cc\u666f\u4e0b\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u6fb3\u5927\u5229\u4e9a\u4eba\u5f00\u59cb\u6000\u7591\uff1a\u62e5\u6709\u4f4f\u623f\u7684\u68a6\u60f3\u662f\u5426\u6b63\u5728\u8fdc\u53bb\u3002 \u4f46\u6570\u636e\u5448\u73b0\u7684\u662f\u4e00\u4e2a\u66f4\u4e3a\u5e73\u8861\u7684\u60c5\u51b5\u3002 \u7ecf\u5408\u7ec4\u7ec7\uff08OECD\uff09\u7684\u6570\u636e\u663e\u793a\uff0c\u6fb3\u5927\u5229\u4e9a\u7684\u4f4f\u623f\u81ea\u6709\u7387\u7ea6\u4e3a 62.7%\uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e31.4%+\u6709\u8d37\u6b3e31.3%\uff09\u5728\u8fc7\u53bb\u5341\u591a\u5e74\u4e2d\u57fa\u672c\u4fdd\u6301\u7a33\u5b9a\u3002 \u5728\u82f1\u56fd\u3001\u52a0\u62ff\u5927\u3001\u65b0\u897f\u5170\u548c\u7f8e\u56fd\u7b49\u56fd\u5bb6\uff0c\u60c5\u51b5\u4e5f\u5f88\u7c7b\u4f3c\u3002 \u82f1\u56fd\u4f4f\u623f\u81ea\u6709\u738768.4% \uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e39.5%+\u6709\u8d37\u6b3e28.9\uff09\uff1b\u52a0\u62ff\u5927\u662f68.6% \uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e30.4%+\u6709\u8d37\u6b3e38.2%\uff09\u65b0\u897f\u5170\u662f63.9% \uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e31.7%+\u6709\u8d37\u6b3e32.2%\uff09\u7f8e\u56fd\u662f65.3% \uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e26%+\u6709\u8d37\u6b3e39.3%\uff09\u3002   \u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f   1\ufe0f\u20e3 \u6fb3\u6d32\u4f4f\u623f\u81ea\u6709\u7387\u4fdd\u6301\u957f\u671f\u7a33\u5b9a\uff0c\u4f46\u672c\u8d28\u662f\u201c\u4e70\u623f\u8d8a\u6765\u8d8a\u665a\u3001\u8d8a\u6765\u8d8a\u96be\u201d\u3002\u8d2d\u623f\u8005\u9762\u4e34\u66f4\u9ad8\u7684\u6210\u672c\u3001\u66f4\u957f\u7684\u8d2d\u623f\u5468\u671f\uff0c\u4ee5\u53ca\u5bf9\u4f4f\u623f\u9884\u671f\u7684\u6539\u53d8\u3002 2\ufe0f\u20e3 \u5e74\u8f7b\u4eba\u88ab\u8feb\u52a0\u6760\u6746\uff0c\u623f\u5730\u4ea7\u53d8\u6210\u201c\u91d1\u878d\u4ea7\u54c1\u201d\u800c\u4e0d\u662f\u5c45\u4f4f\u5de5\u5177\u3002 3\ufe0f\u20e3 \u6fb3\u6d32\u4e0d\u53ef\u80fd\u8d70\u5fb7\u56fd\u6a21\u5f0f\uff0c\u79df\u623f\u4e0d\u4f1a\u6210\u4e3a\u4e3b\u6d41\u7a33\u5b9a\u9009\u62e9\u3002 4\ufe0f\u20e3 \u623f\u4ef7\u4e0d\u4f1a\u56e0\u201c\u4e70\u4e0d\u8d77\u201d\u4e0b\u8dcc\uff0c\u53ea\u4f1a\u56e0\u201c\u4f9b\u7ed9\u4e0d\u8db3+\u5ef6\u8fdf\u9700\u6c42\u201d\u66f4\u575a\u633a\u3002 5\ufe0f\u20e3 \u771f\u6b63\u7684\u8d8b\u52bf\u662f\uff1a\u623f\u4ea7\u6b63\u5728\u4ece\u201c\u666e\u60e0\u8d44\u4ea7\u201d\u53d8\u6210\u201c\u7b5b\u9009\u8d44\u4ea7\u201d\u3002 [...]Read More...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/dyhomeloans.com.au\/cn\/\u4ece\u5176\u4ed6\u53d1\u8fbe\u56fd\u5bb6\u4f4f\u623f\u6570\u636e\uff0c\u770b\u6fb3\u6d32\u623f\u4ea7\u524d\u666f\/\" \/>\n<meta property=\"og:site_name\" content=\"\u4e07\u901a\u4fe1\u8d37\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-22T01:58:38+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/#\\\/schema\\\/person\\\/1f41bddcb48acb6154eabaa41223195c\"},\"headline\":\"\u4ece\u5176\u4ed6\u53d1\u8fbe\u56fd\u5bb6\u4f4f\u623f\u6570\u636e\uff0c\u770b\u6fb3\u6d32\u623f\u4ea7\u524d\u666f\",\"datePublished\":\"2026-04-22T01:58:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\\\/\"},\"wordCount\":3,\"commentCount\":0,\"articleSection\":[\"\u65b0\u95fb\"],\"inLanguage\":\"en-AU\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\\\/\",\"url\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\\\/\",\"name\":\"\u4ece\u5176\u4ed6\u53d1\u8fbe\u56fd\u5bb6\u4f4f\u623f\u6570\u636e\uff0c\u770b\u6fb3\u6d32\u623f\u4ea7\u524d\u666f - \u4e07\u901a\u4fe1\u8d37\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/#website\"},\"datePublished\":\"2026-04-22T01:58:38+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/#\\\/schema\\\/person\\\/1f41bddcb48acb6154eabaa41223195c\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\\\/#breadcrumb\"},\"inLanguage\":\"en-AU\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9875\",\"item\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u4ece\u5176\u4ed6\u53d1\u8fbe\u56fd\u5bb6\u4f4f\u623f\u6570\u636e\uff0c\u770b\u6fb3\u6d32\u623f\u4ea7\u524d\u666f\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/#website\",\"url\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/\",\"name\":\"\u4e07\u901a\u4fe1\u8d37\",\"description\":\"\u8981\u8d37\u6b3e\uff0c\u627e\u4e07\u901a\u3002\u6709\u4e07\u901a\uff0c\u597d\u6210\u529f\uff01\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-AU\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/#\\\/schema\\\/person\\\/1f41bddcb48acb6154eabaa41223195c\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-AU\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1756cc459b197c06033c2a7e1064cb6a3949d7a5a5e5d5150b03c4661dae835d?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1756cc459b197c06033c2a7e1064cb6a3949d7a5a5e5d5150b03c4661dae835d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1756cc459b197c06033c2a7e1064cb6a3949d7a5a5e5d5150b03c4661dae835d?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"url\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u4ece\u5176\u4ed6\u53d1\u8fbe\u56fd\u5bb6\u4f4f\u623f\u6570\u636e\uff0c\u770b\u6fb3\u6d32\u623f\u4ea7\u524d\u666f - \u4e07\u901a\u4fe1\u8d37","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/dyhomeloans.com.au\/cn\/\u4ece\u5176\u4ed6\u53d1\u8fbe\u56fd\u5bb6\u4f4f\u623f\u6570\u636e\uff0c\u770b\u6fb3\u6d32\u623f\u4ea7\u524d\u666f\/","og_locale":"en_US","og_type":"article","og_title":"\u4ece\u5176\u4ed6\u53d1\u8fbe\u56fd\u5bb6\u4f4f\u623f\u6570\u636e\uff0c\u770b\u6fb3\u6d32\u623f\u4ea7\u524d\u666f - \u4e07\u901a\u4fe1\u8d37","og_description":"\u5728\u4f4f\u623f\u53ef\u8d1f\u62c5\u6027\u627f\u538b\u3001\u5229\u7387\u4ecd\u5904\u4e8e\u8f83\u9ad8\u6c34\u5e73\u7684\u80cc\u666f\u4e0b\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u6fb3\u5927\u5229\u4e9a\u4eba\u5f00\u59cb\u6000\u7591\uff1a\u62e5\u6709\u4f4f\u623f\u7684\u68a6\u60f3\u662f\u5426\u6b63\u5728\u8fdc\u53bb\u3002 \u4f46\u6570\u636e\u5448\u73b0\u7684\u662f\u4e00\u4e2a\u66f4\u4e3a\u5e73\u8861\u7684\u60c5\u51b5\u3002 \u7ecf\u5408\u7ec4\u7ec7\uff08OECD\uff09\u7684\u6570\u636e\u663e\u793a\uff0c\u6fb3\u5927\u5229\u4e9a\u7684\u4f4f\u623f\u81ea\u6709\u7387\u7ea6\u4e3a 62.7%\uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e31.4%+\u6709\u8d37\u6b3e31.3%\uff09\u5728\u8fc7\u53bb\u5341\u591a\u5e74\u4e2d\u57fa\u672c\u4fdd\u6301\u7a33\u5b9a\u3002 \u5728\u82f1\u56fd\u3001\u52a0\u62ff\u5927\u3001\u65b0\u897f\u5170\u548c\u7f8e\u56fd\u7b49\u56fd\u5bb6\uff0c\u60c5\u51b5\u4e5f\u5f88\u7c7b\u4f3c\u3002 \u82f1\u56fd\u4f4f\u623f\u81ea\u6709\u738768.4% \uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e39.5%+\u6709\u8d37\u6b3e28.9\uff09\uff1b\u52a0\u62ff\u5927\u662f68.6% \uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e30.4%+\u6709\u8d37\u6b3e38.2%\uff09\u65b0\u897f\u5170\u662f63.9% \uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e31.7%+\u6709\u8d37\u6b3e32.2%\uff09\u7f8e\u56fd\u662f65.3% \uff08\u5b8c\u5168\u62e5\u6709\u65e0\u8d37\u6b3e26%+\u6709\u8d37\u6b3e39.3%\uff09\u3002   \u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f   1\ufe0f\u20e3 \u6fb3\u6d32\u4f4f\u623f\u81ea\u6709\u7387\u4fdd\u6301\u957f\u671f\u7a33\u5b9a\uff0c\u4f46\u672c\u8d28\u662f\u201c\u4e70\u623f\u8d8a\u6765\u8d8a\u665a\u3001\u8d8a\u6765\u8d8a\u96be\u201d\u3002\u8d2d\u623f\u8005\u9762\u4e34\u66f4\u9ad8\u7684\u6210\u672c\u3001\u66f4\u957f\u7684\u8d2d\u623f\u5468\u671f\uff0c\u4ee5\u53ca\u5bf9\u4f4f\u623f\u9884\u671f\u7684\u6539\u53d8\u3002 2\ufe0f\u20e3 \u5e74\u8f7b\u4eba\u88ab\u8feb\u52a0\u6760\u6746\uff0c\u623f\u5730\u4ea7\u53d8\u6210\u201c\u91d1\u878d\u4ea7\u54c1\u201d\u800c\u4e0d\u662f\u5c45\u4f4f\u5de5\u5177\u3002 3\ufe0f\u20e3 \u6fb3\u6d32\u4e0d\u53ef\u80fd\u8d70\u5fb7\u56fd\u6a21\u5f0f\uff0c\u79df\u623f\u4e0d\u4f1a\u6210\u4e3a\u4e3b\u6d41\u7a33\u5b9a\u9009\u62e9\u3002 4\ufe0f\u20e3 \u623f\u4ef7\u4e0d\u4f1a\u56e0\u201c\u4e70\u4e0d\u8d77\u201d\u4e0b\u8dcc\uff0c\u53ea\u4f1a\u56e0\u201c\u4f9b\u7ed9\u4e0d\u8db3+\u5ef6\u8fdf\u9700\u6c42\u201d\u66f4\u575a\u633a\u3002 5\ufe0f\u20e3 \u771f\u6b63\u7684\u8d8b\u52bf\u662f\uff1a\u623f\u4ea7\u6b63\u5728\u4ece\u201c\u666e\u60e0\u8d44\u4ea7\u201d\u53d8\u6210\u201c\u7b5b\u9009\u8d44\u4ea7\u201d\u3002 [...]Read More...","og_url":"https:\/\/dyhomeloans.com.au\/cn\/\u4ece\u5176\u4ed6\u53d1\u8fbe\u56fd\u5bb6\u4f4f\u623f\u6570\u636e\uff0c\u770b\u6fb3\u6d32\u623f\u4ea7\u524d\u666f\/","og_site_name":"\u4e07\u901a\u4fe1\u8d37","article_published_time":"2026-04-22T01:58:38+00:00","author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\/#article","isPartOf":{"@id":"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\/"},"author":{"name":"admin","@id":"https:\/\/dyhomeloans.com.au\/cn\/#\/schema\/person\/1f41bddcb48acb6154eabaa41223195c"},"headline":"\u4ece\u5176\u4ed6\u53d1\u8fbe\u56fd\u5bb6\u4f4f\u623f\u6570\u636e\uff0c\u770b\u6fb3\u6d32\u623f\u4ea7\u524d\u666f","datePublished":"2026-04-22T01:58:38+00:00","mainEntityOfPage":{"@id":"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\/"},"wordCount":3,"commentCount":0,"articleSection":["\u65b0\u95fb"],"inLanguage":"en-AU","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\/","url":"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\/","name":"\u4ece\u5176\u4ed6\u53d1\u8fbe\u56fd\u5bb6\u4f4f\u623f\u6570\u636e\uff0c\u770b\u6fb3\u6d32\u623f\u4ea7\u524d\u666f - \u4e07\u901a\u4fe1\u8d37","isPartOf":{"@id":"https:\/\/dyhomeloans.com.au\/cn\/#website"},"datePublished":"2026-04-22T01:58:38+00:00","author":{"@id":"https:\/\/dyhomeloans.com.au\/cn\/#\/schema\/person\/1f41bddcb48acb6154eabaa41223195c"},"breadcrumb":{"@id":"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\/#breadcrumb"},"inLanguage":"en-AU","potentialAction":[{"@type":"ReadAction","target":["https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e5%85%b6%e4%bb%96%e5%8f%91%e8%be%be%e5%9b%bd%e5%ae%b6%e4%bd%8f%e6%88%bf%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%9c%8b%e6%be%b3%e6%b4%b2%e6%88%bf%e4%ba%a7%e5%89%8d%e6%99%af\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9875","item":"https:\/\/dyhomeloans.com.au\/cn\/"},{"@type":"ListItem","position":2,"name":"\u4ece\u5176\u4ed6\u53d1\u8fbe\u56fd\u5bb6\u4f4f\u623f\u6570\u636e\uff0c\u770b\u6fb3\u6d32\u623f\u4ea7\u524d\u666f"}]},{"@type":"WebSite","@id":"https:\/\/dyhomeloans.com.au\/cn\/#website","url":"https:\/\/dyhomeloans.com.au\/cn\/","name":"\u4e07\u901a\u4fe1\u8d37","description":"\u8981\u8d37\u6b3e\uff0c\u627e\u4e07\u901a\u3002\u6709\u4e07\u901a\uff0c\u597d\u6210\u529f\uff01","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/dyhomeloans.com.au\/cn\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-AU"},{"@type":"Person","@id":"https:\/\/dyhomeloans.com.au\/cn\/#\/schema\/person\/1f41bddcb48acb6154eabaa41223195c","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-AU","@id":"https:\/\/secure.gravatar.com\/avatar\/1756cc459b197c06033c2a7e1064cb6a3949d7a5a5e5d5150b03c4661dae835d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1756cc459b197c06033c2a7e1064cb6a3949d7a5a5e5d5150b03c4661dae835d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1756cc459b197c06033c2a7e1064cb6a3949d7a5a5e5d5150b03c4661dae835d?s=96&d=mm&r=g","caption":"admin"},"url":"https:\/\/dyhomeloans.com.au\/cn\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/posts\/757","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/comments?post=757"}],"version-history":[{"count":1,"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/posts\/757\/revisions"}],"predecessor-version":[{"id":758,"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/posts\/757\/revisions\/758"}],"wp:attachment":[{"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/media?parent=757"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/categories?post=757"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/tags?post=757"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}