{"id":737,"date":"2026-02-23T12:43:00","date_gmt":"2026-02-23T01:43:00","guid":{"rendered":"https:\/\/dyhomeloans.com.au\/cn\/?p=737"},"modified":"2026-02-23T12:43:00","modified_gmt":"2026-02-23T01:43:00","slug":"%e5%85%a8%e6%be%b3%e5%86%8d%e8%9e%8d%e8%b5%84%e5%a4%a7%e5%a2%9e20%ef%bc%8c%e4%b8%80%e4%b8%aa%e8%a2%ab%e5%bf%bd%e8%a7%86%e7%9a%84%e4%bf%a1%e5%8f%b7","status":"publish","type":"post","link":"https:\/\/dyhomeloans.com.au\/cn\/%e5%85%a8%e6%be%b3%e5%86%8d%e8%9e%8d%e8%b5%84%e5%a4%a7%e5%a2%9e20%ef%bc%8c%e4%b8%80%e4%b8%aa%e8%a2%ab%e5%bf%bd%e8%a7%86%e7%9a%84%e4%bf%a1%e5%8f%b7\/","title":{"rendered":"\u5168\u6fb3\u518d\u878d\u8d44\u5927\u589e20%\uff0c\u4e00\u4e2a\u88ab\u5ffd\u89c6\u7684\u4fe1\u53f7"},"content":{"rendered":"

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\u5982\u4e0a\u56fe\u6240\u793a\uff0c\u57282024\u5e746\u6708\u51fa\u73b0\u77ed\u6682\u56de\u843d\u4e4b\u540e\uff0c\u518d\u878d\u8d44\u6d3b\u52a8\u65e0\u8bba\u5728\u8d37\u6b3e\u91d1\u989d\u8fd8\u662f\u8d37\u6b3e\u6570\u91cf\u65b9\u9762\u90fd\u6301\u7eed\u4e0a\u5347\u3002 \u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u5185\u90e8\u518d\u878d\u8d44\uff08internal refinancing\uff09\u6210\u4e3a\u589e\u957f\u7684\u4e3b\u8981\u52a8\u529b\u3002<\/p>\n

\u57282025\u5e74\u5168\u5e74\uff1a<\/p>\n

\u2022\u00a0\u00a0\u00a0\u4e0e\u540c\u4e00\u5bb6\u8d37\u6b3e\u673a\u6784\u91cd\u65b0\u534f\u5546\u8d37\u6b3e\u91d1\u989d\u589e\u957f\u4e86 37%\uff1b<\/p>\n

\u2022\u00a0\u00a0\u00a0\u6b64\u7c7b\u8d37\u6b3e\u7684\u6570\u91cf\u589e\u957f\u4e86 26.8%\u3002<\/p>\n

 <\/p>\n

\u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f<\/p>\n

 <\/p>\n

1\ufe0f\u20e3 \u5fe0\u8bda \u2260 \u4f18\u60e0\u5229\u7387<\/p>\n

\u5ba2\u6237\u5f00\u59cb\u7406\u89e3\uff1a<\/p>\n

\u94f6\u884c\u7ed9\u65b0\u5ba2\u6237\u7684 rate \u5f80\u5f80\u6bd4\u8001\u5ba2\u6237\u4f4e\u3002<\/p>\n

\u8fd9\u662f\u8fc7\u53bb\u4e24\u5e74\u5a92\u4f53\u4e0e broker \u6559\u80b2\u7684\u7ed3\u679c\u3002<\/p>\n

 <\/p>\n

2\ufe0f\u20e3 \u5ba2\u6237\u91d1\u878d\u6210\u719f\u5ea6\u63d0\u9ad8<\/p>\n

\u8d8a\u6765\u8d8a\u591a\u4eba\uff1a<\/p>\n

\u2022\u00a0\u00a0\u00a0\u4e3b\u52a8\u67e5 rate<\/p>\n

\u2022\u00a0\u00a0\u00a0\u6bd4\u8f83 cashback<\/p>\n

\u2022\u00a0\u00a0\u00a0\u8981\u6c42 repricing \u8fd9\u5176\u5b9e\u662f broker \u884c\u4e1a\u957f\u671f\u6559\u80b2\u5e02\u573a\u7684\u6210\u679c\u3002<\/p>\n

 <\/p>\n

3\ufe0f\u20e3 refinance \u4ece\u201c\u4e8b\u4ef6\u201d\u53d8\u6210\u201c\u7ba1\u7406\u884c\u4e3a\u201d<\/p>\n

\u8fc7\u53bb\uff1a<\/p>\n

30\u5e74\u53ea\u8d37\u4e00\u6b21<\/p>\n

\u73b0\u5728\uff1a<\/p>\n

\u6bcf2\u20133\u5e74\u4f18\u5316\u4e00\u6b21\u8d37\u6b3e<\/p>\n

\u7c7b\u4f3c\uff1a<\/p>\n

\u2022\u00a0\u00a0\u00a0\u624b\u673a\u5957\u9910<\/p>\n

\u2022\u00a0\u00a0\u00a0\u4fdd\u9669 renewal<\/p>\n

\u8d37\u6b3e\u8fdb\u5165 \u6301\u7eed\u7ba1\u7406\u65f6\u4ee3\u3002<\/p>\n

 <\/p>\n

4\ufe0f\u20e3\u8fd9\u80cc\u540e\u53cd\u6620\u4e09\u70b9\u8d8b\u52bf\uff1a<\/p>\n

\u2460 \u5229\u7387\u9ad8\u4f4d\u4e0b\uff0c\u501f\u6b3e\u4eba\u53d8\u5f97\u66f4\u52a0\u7406\u6027\u4e0e\u4e3b\u52a8\uff1b\u2461 \u94f6\u884c\u4e4b\u95f4\u7ade\u4e89\u660e\u663e\u52a0\u5267\uff0c\u5f00\u59cb\u4e3b\u52a8\u7559\u5ba2\uff1b\u2462 \u623f\u8d37\u5e02\u573a\u6b63\u4ece\u201c\u65b0\u589e\u8d37\u6b3e\u65f6\u4ee3\u201d\uff0c\u8fdb\u5165\u201c\u5b58\u91cf\u4f18\u5316\u65f6\u4ee3\u201d\u3002<\/p>\n

 <\/p>\n

5\ufe0f\u20e3\u8fd9\u6b63\u662f\u8d37\u6b3e\u7ecf\u7eaa\uff08broker\uff09\u80fd\u591f\u53d1\u6325\u4f5c\u7528\u7684\u5730\u65b9\u3002\u4ed6\u4eec\u53ef\u4ee5\uff1a<\/p>\n

\u2022\u00a0\u00a0\u00a0\u8bc4\u4f30\u501f\u6b3e\u4eba\u7684\u878d\u8d44\u72b6\u51b5\uff1b<\/p>\n

\u2022\u00a0\u00a0\u00a0\u5bf9\u6bd4\u5e02\u573a\u4e0a\u7684\u4e0d\u540c\u8d37\u6b3e\u65b9\u6848\uff1b<\/p>\n

\u2022\u00a0\u00a0\u00a0\u5728\u518d\u878d\u8d44\u5408\u9002\u65f6\u534f\u52a9\u5b8c\u6210\u8f6c\u6362\u6d41\u7a0b\uff1b \u4ece\u800c\u5e2e\u52a9\u501f\u6b3e\u4eba\u786e\u4fdd\u5176\u8d37\u6b3e\u59cb\u7ec8\u4fdd\u6301\u7ade\u4e89\u529b\uff0c\u5e76\u7b26\u5408\u81ea\u8eab\u7684\u8d22\u52a1\u72b6\u51b5\u4e0e\u9700\u6c42\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u6839\u636e\u6fb3\u6d32\u7edf\u8ba1\u5c40(ABS)\u6700\u65b0\u516c\u5e03\u7684\u8d37\u6b3e\u6307\u6807\u6570\u636e\uff0c2025\u5e74\u6709\u8d85\u8fc764\u4e07\u4eba\u8fdb\u884c\u4e86\u623f\u8d37\u518d\u878d\u8d44\uff08refinancing\uff09\u3002 \u8fd9\u4e00\u6570\u5b57\u6bd4\u524d\u4e00\u5e74\u589e\u957f\u4e8620%\u3002 \u5982\u4e0a\u56fe\u6240\u793a\uff0c\u57282024\u5e746\u6708\u51fa\u73b0\u77ed\u6682\u56de\u843d\u4e4b\u540e\uff0c\u518d\u878d\u8d44\u6d3b\u52a8\u65e0\u8bba\u5728\u8d37\u6b3e\u91d1\u989d\u8fd8\u662f\u8d37\u6b3e\u6570\u91cf\u65b9\u9762\u90fd\u6301\u7eed\u4e0a\u5347\u3002 \u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u5185\u90e8\u518d\u878d\u8d44\uff08internal refinancing\uff09\u6210\u4e3a\u589e\u957f\u7684\u4e3b\u8981\u52a8\u529b\u3002 \u57282025\u5e74\u5168\u5e74\uff1a \u2022\u00a0\u00a0\u00a0\u4e0e\u540c\u4e00\u5bb6\u8d37\u6b3e\u673a\u6784\u91cd\u65b0\u534f\u5546\u8d37\u6b3e\u91d1\u989d\u589e\u957f\u4e86 37%\uff1b \u2022\u00a0\u00a0\u00a0\u6b64\u7c7b\u8d37\u6b3e\u7684\u6570\u91cf\u589e\u957f\u4e86 26.8%\u3002   \u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f   1\ufe0f\u20e3 \u5fe0\u8bda \u2260 \u4f18\u60e0\u5229\u7387 \u5ba2\u6237\u5f00\u59cb\u7406\u89e3\uff1a \u94f6\u884c\u7ed9\u65b0\u5ba2\u6237\u7684 rate \u5f80\u5f80\u6bd4\u8001\u5ba2\u6237\u4f4e\u3002 \u8fd9\u662f\u8fc7\u53bb\u4e24\u5e74\u5a92\u4f53\u4e0e broker \u6559\u80b2\u7684\u7ed3\u679c\u3002   2\ufe0f\u20e3 \u5ba2\u6237\u91d1\u878d\u6210\u719f\u5ea6\u63d0\u9ad8 \u8d8a\u6765\u8d8a\u591a\u4eba\uff1a \u2022\u00a0\u00a0\u00a0\u4e3b\u52a8\u67e5 rate \u2022\u00a0\u00a0\u00a0\u6bd4\u8f83 cashback \u2022\u00a0\u00a0\u00a0\u8981\u6c42 repricing \u8fd9\u5176\u5b9e\u662f broker \u884c\u4e1a\u957f\u671f\u6559\u80b2\u5e02\u573a\u7684\u6210\u679c\u3002   3\ufe0f\u20e3 refinance \u4ece\u201c\u4e8b\u4ef6\u201d\u53d8\u6210\u201c\u7ba1\u7406\u884c\u4e3a\u201d \u8fc7\u53bb\uff1a 30\u5e74\u53ea\u8d37\u4e00\u6b21 \u73b0\u5728\uff1a \u6bcf2\u20133\u5e74\u4f18\u5316\u4e00\u6b21\u8d37\u6b3e \u7c7b\u4f3c\uff1a \u2022\u00a0\u00a0\u00a0\u624b\u673a\u5957\u9910 \u2022\u00a0\u00a0\u00a0\u4fdd\u9669 renewal \u8d37\u6b3e\u8fdb\u5165 \u6301\u7eed\u7ba1\u7406\u65f6\u4ee3\u3002   4\ufe0f\u20e3\u8fd9\u80cc\u540e\u53cd\u6620\u4e09\u70b9\u8d8b\u52bf\uff1a \u2460 \u5229\u7387\u9ad8\u4f4d\u4e0b\uff0c\u501f\u6b3e\u4eba\u53d8\u5f97\u66f4\u52a0\u7406\u6027\u4e0e\u4e3b\u52a8\uff1b\u2461 […]<\/p>\n

Read More…<\/a><\/p>\n

\u8be6\u60c5...<\/a><\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-737","post","type-post","status-publish","format-standard","hentry","category-news"],"acf":[],"yoast_head":"\n\u5168\u6fb3\u518d\u878d\u8d44\u5927\u589e20%\uff0c\u4e00\u4e2a\u88ab\u5ffd\u89c6\u7684\u4fe1\u53f7 - \u4e07\u901a\u4fe1\u8d37<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dyhomeloans.com.au\/cn\/\u5168\u6fb3\u518d\u878d\u8d44\u5927\u589e20\uff0c\u4e00\u4e2a\u88ab\u5ffd\u89c6\u7684\u4fe1\u53f7\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5168\u6fb3\u518d\u878d\u8d44\u5927\u589e20%\uff0c\u4e00\u4e2a\u88ab\u5ffd\u89c6\u7684\u4fe1\u53f7 - \u4e07\u901a\u4fe1\u8d37\" \/>\n<meta property=\"og:description\" content=\"\u6839\u636e\u6fb3\u6d32\u7edf\u8ba1\u5c40(ABS)\u6700\u65b0\u516c\u5e03\u7684\u8d37\u6b3e\u6307\u6807\u6570\u636e\uff0c2025\u5e74\u6709\u8d85\u8fc764\u4e07\u4eba\u8fdb\u884c\u4e86\u623f\u8d37\u518d\u878d\u8d44\uff08refinancing\uff09\u3002 \u8fd9\u4e00\u6570\u5b57\u6bd4\u524d\u4e00\u5e74\u589e\u957f\u4e8620%\u3002 \u5982\u4e0a\u56fe\u6240\u793a\uff0c\u57282024\u5e746\u6708\u51fa\u73b0\u77ed\u6682\u56de\u843d\u4e4b\u540e\uff0c\u518d\u878d\u8d44\u6d3b\u52a8\u65e0\u8bba\u5728\u8d37\u6b3e\u91d1\u989d\u8fd8\u662f\u8d37\u6b3e\u6570\u91cf\u65b9\u9762\u90fd\u6301\u7eed\u4e0a\u5347\u3002 \u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u5185\u90e8\u518d\u878d\u8d44\uff08internal refinancing\uff09\u6210\u4e3a\u589e\u957f\u7684\u4e3b\u8981\u52a8\u529b\u3002 \u57282025\u5e74\u5168\u5e74\uff1a 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