{"id":718,"date":"2026-01-19T09:50:17","date_gmt":"2026-01-18T22:50:17","guid":{"rendered":"https:\/\/dyhomeloans.com.au\/cn\/?p=718"},"modified":"2026-01-19T09:50:17","modified_gmt":"2026-01-18T22:50:17","slug":"%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\/","title":{"rendered":"\u4ece\u6fb340\u5e74\u623f\u4ef7\u6570\u636e\uff0c\u7ed9\u6211\u4eec\u54ea\u4e9b\u542f\u793a\uff1f"},"content":{"rendered":"<p>Cotality \u768440\u5e74\u623f\u4ea7\u6570\u636e\uff08\u89c1\u56fe\u8868\uff09\u663e\u793a\uff1a<\/p>\n<p>1\u30012025\u5e74\u623f\u4ef7\u6da8\u5e45\u8fdb\u5165\u4e86\u201c\u524d 15 \u540d\u201d\uff0c\u6210\u4e3a\u81ea 1980 \u5e74\u4ee3\u4ee5\u6765\u623f\u4ef7\u6da8\u5e45\u7b2c 11 \u5f3a\u7684\u4e00\u5e74\u3002<\/p>\n<p>2\u3001\u6da8\u5e45\u6700\u9ad8\u7684\u662f1988\u5e74\uff08\u6da8\u5e45\u8fbe31.2%\uff0c\u5f53\u65f6\u7684\u5229\u7387\u662f\u63a5\u8fd115%\uff09\u3002<\/p>\n<p>3\u3001\u6da8\u5e45\u7b2c\u4e8c\u9ad8\u7684\u662f2021\u5e74\uff08\u6da8\u5e45\u8fbe24.5%\uff09\u3002<\/p>\n<p>4\u3001\u5728\u8fc7\u53bb 40 \u5e74\u91cc\uff0c\u5168\u56fd\u623f\u4ef7\u53ea\u6709 6 \u5e74\u51fa\u73b0\u4e0b\u8dcc\u2014-\u5206\u522b\u662f1990\uff0c1995\uff0c2008\u30012011\u30012018\u548c2022\u5e74\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f<\/p>\n<p>&nbsp;<\/p>\n<p>1\uff09\u8fc7\u53bb40\u5e74\u623f\u4ef7\u6570\u636e\u663e\u793a\uff0c\u5373\u4f7f\u5916\u90e8\u73af\u5883\u770b\u8d77\u6765\u5bf9\u623f\u5730\u4ea7\u4e0d\u5229\uff0c\u4f4f\u623f\u5e02\u573a\u4e5f\u5e38\u5e38\u80fd\u8dd1\u8d62\u9884\u671f\u3002\u4e8b\u5b9e\u4e0a\uff0c\u4e00\u4e9b\u623f\u4ef7\u6da8\u5e45\u6700\u5927\u7684\u5e74\u4efd\uff0c\u6070\u6070\u53d1\u751f\u5728\u7ecf\u6d4e\u51b2\u51fb\u6216\u8d27\u5e01\u653f\u7b56\u6536\u7d27\u671f\u95f4\u3002<\/p>\n<p>\u4f8b\u5982 1988 \u5e74\uff0c\u5229\u7387\u63a5\u8fd1 15%\uff0c\u4f46\u5168\u56fd\u623f\u4ea7\u4ef7\u503c\u5374\u4e0a\u6da8\u4e86 31.2%\u3002\u53c8\u5982 2021 \u5e74\uff0c\u56fd\u9645\u8fb9\u5883\u5173\u95ed\u3001\u75ab\u60c5\u9634\u5f71\u4ecd\u5728\uff0c\u623f\u4ef7\u5374\u98d9\u5347 24.5%\u3002<\/p>\n<p>2\uff09\u201c\u9ad8\u5229\u7387=\u623f\u4ef7\u8dcc\u201d\u662f\u76f4\u89c9\uff0c\u4f46\u4e0d\u662f\u89c4\u5f8b<\/p>\n<p>\u5229\u7387\u786e\u5b9e\u5f71\u54cd\u8d2d\u4e70\u529b\u4e0e\u60c5\u7eea\uff0c\u4f46\u623f\u4ef7\u662f\u4f9b\u9700\u4e0e\u4fe1\u7528\u7b49\u591a\u56e0\u7d20\u5171\u540c\u51b3\u5b9a\u7684\u3002\u5229\u7387\u53ea\u662f\u201c\u5239\u8f66\u201d\uff0c\u4f46\u5982\u679c\u540c\u65f6\u6709\u66f4\u5f3a\u7684\u201c\u6cb9\u95e8\u201d\uff08\u4eba\u53e3\/\u653f\u7b56\/\u4f9b\u7ed9\u77ed\u7f3a\uff09\uff0c\u623f\u4ef7\u4ecd\u53ef\u80fd\u6da8\uff0c\u751a\u81f3\u5927\u6da8\u3002<\/p>\n<p>3\uff09\u5386\u53f2\u4e0a\u5927\u6da8\u5e74\u4efd\uff0c\u5f80\u5f80\u662f\u201c\u4f9b\u9700\u5931\u8861 + \u6d41\u52a8\u6027\/\u653f\u7b56\u523a\u6fc0+\u5229\u7387\u4e0b\u8c03\u9884\u671f\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cotality \u768440\u5e74\u623f\u4ea7\u6570\u636e\uff08\u89c1\u56fe\u8868\uff09\u663e\u793a\uff1a 1\u30012025\u5e74\u623f\u4ef7\u6da8\u5e45\u8fdb\u5165\u4e86\u201c\u524d 15 \u540d\u201d\uff0c\u6210\u4e3a\u81ea 1980 \u5e74\u4ee3\u4ee5\u6765\u623f\u4ef7\u6da8\u5e45\u7b2c 11 \u5f3a\u7684\u4e00\u5e74\u3002 2\u3001\u6da8\u5e45\u6700\u9ad8\u7684\u662f1988\u5e74\uff08\u6da8\u5e45\u8fbe31.2%\uff0c\u5f53\u65f6\u7684\u5229\u7387\u662f\u63a5\u8fd115%\uff09\u3002 3\u3001\u6da8\u5e45\u7b2c\u4e8c\u9ad8\u7684\u662f2021\u5e74\uff08\u6da8\u5e45\u8fbe24.5%\uff09\u3002 4\u3001\u5728\u8fc7\u53bb 40 \u5e74\u91cc\uff0c\u5168\u56fd\u623f\u4ef7\u53ea\u6709 6 \u5e74\u51fa\u73b0\u4e0b\u8dcc\u2014-\u5206\u522b\u662f1990\uff0c1995\uff0c2008\u30012011\u30012018\u548c2022\u5e74\uff09\u3002 &nbsp; \u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f &nbsp; 1\uff09\u8fc7\u53bb40\u5e74\u623f\u4ef7\u6570\u636e\u663e\u793a\uff0c\u5373\u4f7f\u5916\u90e8\u73af\u5883\u770b\u8d77\u6765\u5bf9\u623f\u5730\u4ea7\u4e0d\u5229\uff0c\u4f4f\u623f\u5e02\u573a\u4e5f\u5e38\u5e38\u80fd\u8dd1\u8d62\u9884\u671f\u3002\u4e8b\u5b9e\u4e0a\uff0c\u4e00\u4e9b\u623f\u4ef7\u6da8\u5e45\u6700\u5927\u7684\u5e74\u4efd\uff0c\u6070\u6070\u53d1\u751f\u5728\u7ecf\u6d4e\u51b2\u51fb\u6216\u8d27\u5e01\u653f\u7b56\u6536\u7d27\u671f\u95f4\u3002 \u4f8b\u5982 1988 \u5e74\uff0c\u5229\u7387\u63a5\u8fd1 15%\uff0c\u4f46\u5168\u56fd\u623f\u4ea7\u4ef7\u503c\u5374\u4e0a\u6da8\u4e86 31.2%\u3002\u53c8\u5982 2021 \u5e74\uff0c\u56fd\u9645\u8fb9\u5883\u5173\u95ed\u3001\u75ab\u60c5\u9634\u5f71\u4ecd\u5728\uff0c\u623f\u4ef7\u5374\u98d9\u5347 24.5%\u3002 2\uff09\u201c\u9ad8\u5229\u7387=\u623f\u4ef7\u8dcc\u201d\u662f\u76f4\u89c9\uff0c\u4f46\u4e0d\u662f\u89c4\u5f8b \u5229\u7387\u786e\u5b9e\u5f71\u54cd\u8d2d\u4e70\u529b\u4e0e\u60c5\u7eea\uff0c\u4f46\u623f\u4ef7\u662f\u4f9b\u9700\u4e0e\u4fe1\u7528\u7b49\u591a\u56e0\u7d20\u5171\u540c\u51b3\u5b9a\u7684\u3002\u5229\u7387\u53ea\u662f\u201c\u5239\u8f66\u201d\uff0c\u4f46\u5982\u679c\u540c\u65f6\u6709\u66f4\u5f3a\u7684\u201c\u6cb9\u95e8\u201d\uff08\u4eba\u53e3\/\u653f\u7b56\/\u4f9b\u7ed9\u77ed\u7f3a\uff09\uff0c\u623f\u4ef7\u4ecd\u53ef\u80fd\u6da8\uff0c\u751a\u81f3\u5927\u6da8\u3002 3\uff09\u5386\u53f2\u4e0a\u5927\u6da8\u5e74\u4efd\uff0c\u5f80\u5f80\u662f\u201c\u4f9b\u9700\u5931\u8861 + \u6d41\u52a8\u6027\/\u653f\u7b56\u523a\u6fc0+\u5229\u7387\u4e0b\u8c03\u9884\u671f\u3002 [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\/\">Read More&#8230;<\/a><\/p>\n<p><a href=\"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\/\" class=\"btn btn-secondary\">\u8be6\u60c5...<\/a><\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-718","post","type-post","status-publish","format-standard","hentry","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u4ece\u6fb340\u5e74\u623f\u4ef7\u6570\u636e\uff0c\u7ed9\u6211\u4eec\u54ea\u4e9b\u542f\u793a\uff1f - \u4e07\u901a\u4fe1\u8d37<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dyhomeloans.com.au\/cn\/\u4ece\u6fb340\u5e74\u623f\u4ef7\u6570\u636e\uff0c\u7ed9\u6211\u4eec\u54ea\u4e9b\u542f\u793a\uff1f\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u4ece\u6fb340\u5e74\u623f\u4ef7\u6570\u636e\uff0c\u7ed9\u6211\u4eec\u54ea\u4e9b\u542f\u793a\uff1f - \u4e07\u901a\u4fe1\u8d37\" \/>\n<meta property=\"og:description\" content=\"Cotality \u768440\u5e74\u623f\u4ea7\u6570\u636e\uff08\u89c1\u56fe\u8868\uff09\u663e\u793a\uff1a 1\u30012025\u5e74\u623f\u4ef7\u6da8\u5e45\u8fdb\u5165\u4e86\u201c\u524d 15 \u540d\u201d\uff0c\u6210\u4e3a\u81ea 1980 \u5e74\u4ee3\u4ee5\u6765\u623f\u4ef7\u6da8\u5e45\u7b2c 11 \u5f3a\u7684\u4e00\u5e74\u3002 2\u3001\u6da8\u5e45\u6700\u9ad8\u7684\u662f1988\u5e74\uff08\u6da8\u5e45\u8fbe31.2%\uff0c\u5f53\u65f6\u7684\u5229\u7387\u662f\u63a5\u8fd115%\uff09\u3002 3\u3001\u6da8\u5e45\u7b2c\u4e8c\u9ad8\u7684\u662f2021\u5e74\uff08\u6da8\u5e45\u8fbe24.5%\uff09\u3002 4\u3001\u5728\u8fc7\u53bb 40 \u5e74\u91cc\uff0c\u5168\u56fd\u623f\u4ef7\u53ea\u6709 6 \u5e74\u51fa\u73b0\u4e0b\u8dcc\u2014-\u5206\u522b\u662f1990\uff0c1995\uff0c2008\u30012011\u30012018\u548c2022\u5e74\uff09\u3002 &nbsp; \u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f &nbsp; 1\uff09\u8fc7\u53bb40\u5e74\u623f\u4ef7\u6570\u636e\u663e\u793a\uff0c\u5373\u4f7f\u5916\u90e8\u73af\u5883\u770b\u8d77\u6765\u5bf9\u623f\u5730\u4ea7\u4e0d\u5229\uff0c\u4f4f\u623f\u5e02\u573a\u4e5f\u5e38\u5e38\u80fd\u8dd1\u8d62\u9884\u671f\u3002\u4e8b\u5b9e\u4e0a\uff0c\u4e00\u4e9b\u623f\u4ef7\u6da8\u5e45\u6700\u5927\u7684\u5e74\u4efd\uff0c\u6070\u6070\u53d1\u751f\u5728\u7ecf\u6d4e\u51b2\u51fb\u6216\u8d27\u5e01\u653f\u7b56\u6536\u7d27\u671f\u95f4\u3002 \u4f8b\u5982 1988 \u5e74\uff0c\u5229\u7387\u63a5\u8fd1 15%\uff0c\u4f46\u5168\u56fd\u623f\u4ea7\u4ef7\u503c\u5374\u4e0a\u6da8\u4e86 31.2%\u3002\u53c8\u5982 2021 \u5e74\uff0c\u56fd\u9645\u8fb9\u5883\u5173\u95ed\u3001\u75ab\u60c5\u9634\u5f71\u4ecd\u5728\uff0c\u623f\u4ef7\u5374\u98d9\u5347 24.5%\u3002 2\uff09\u201c\u9ad8\u5229\u7387=\u623f\u4ef7\u8dcc\u201d\u662f\u76f4\u89c9\uff0c\u4f46\u4e0d\u662f\u89c4\u5f8b \u5229\u7387\u786e\u5b9e\u5f71\u54cd\u8d2d\u4e70\u529b\u4e0e\u60c5\u7eea\uff0c\u4f46\u623f\u4ef7\u662f\u4f9b\u9700\u4e0e\u4fe1\u7528\u7b49\u591a\u56e0\u7d20\u5171\u540c\u51b3\u5b9a\u7684\u3002\u5229\u7387\u53ea\u662f\u201c\u5239\u8f66\u201d\uff0c\u4f46\u5982\u679c\u540c\u65f6\u6709\u66f4\u5f3a\u7684\u201c\u6cb9\u95e8\u201d\uff08\u4eba\u53e3\/\u653f\u7b56\/\u4f9b\u7ed9\u77ed\u7f3a\uff09\uff0c\u623f\u4ef7\u4ecd\u53ef\u80fd\u6da8\uff0c\u751a\u81f3\u5927\u6da8\u3002 3\uff09\u5386\u53f2\u4e0a\u5927\u6da8\u5e74\u4efd\uff0c\u5f80\u5f80\u662f\u201c\u4f9b\u9700\u5931\u8861 + \u6d41\u52a8\u6027\/\u653f\u7b56\u523a\u6fc0+\u5229\u7387\u4e0b\u8c03\u9884\u671f\u3002 [...]Read More...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/dyhomeloans.com.au\/cn\/\u4ece\u6fb340\u5e74\u623f\u4ef7\u6570\u636e\uff0c\u7ed9\u6211\u4eec\u54ea\u4e9b\u542f\u793a\uff1f\/\" \/>\n<meta property=\"og:site_name\" content=\"\u4e07\u901a\u4fe1\u8d37\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-18T22:50:17+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/#\\\/schema\\\/person\\\/1f41bddcb48acb6154eabaa41223195c\"},\"headline\":\"\u4ece\u6fb340\u5e74\u623f\u4ef7\u6570\u636e\uff0c\u7ed9\u6211\u4eec\u54ea\u4e9b\u542f\u793a\uff1f\",\"datePublished\":\"2026-01-18T22:50:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\\\/\"},\"wordCount\":4,\"commentCount\":0,\"articleSection\":[\"\u65b0\u95fb\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\\\/\",\"url\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\\\/\",\"name\":\"\u4ece\u6fb340\u5e74\u623f\u4ef7\u6570\u636e\uff0c\u7ed9\u6211\u4eec\u54ea\u4e9b\u542f\u793a\uff1f - \u4e07\u901a\u4fe1\u8d37\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/#website\"},\"datePublished\":\"2026-01-18T22:50:17+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/#\\\/schema\\\/person\\\/1f41bddcb48acb6154eabaa41223195c\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9875\",\"item\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u4ece\u6fb340\u5e74\u623f\u4ef7\u6570\u636e\uff0c\u7ed9\u6211\u4eec\u54ea\u4e9b\u542f\u793a\uff1f\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/#website\",\"url\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/\",\"name\":\"\u4e07\u901a\u4fe1\u8d37\",\"description\":\"\u8981\u8d37\u6b3e\uff0c\u627e\u4e07\u901a\u3002\u6709\u4e07\u901a\uff0c\u597d\u6210\u529f\uff01\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/#\\\/schema\\\/person\\\/1f41bddcb48acb6154eabaa41223195c\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1756cc459b197c06033c2a7e1064cb6a3949d7a5a5e5d5150b03c4661dae835d?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1756cc459b197c06033c2a7e1064cb6a3949d7a5a5e5d5150b03c4661dae835d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1756cc459b197c06033c2a7e1064cb6a3949d7a5a5e5d5150b03c4661dae835d?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"url\":\"https:\\\/\\\/dyhomeloans.com.au\\\/cn\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u4ece\u6fb340\u5e74\u623f\u4ef7\u6570\u636e\uff0c\u7ed9\u6211\u4eec\u54ea\u4e9b\u542f\u793a\uff1f - \u4e07\u901a\u4fe1\u8d37","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/dyhomeloans.com.au\/cn\/\u4ece\u6fb340\u5e74\u623f\u4ef7\u6570\u636e\uff0c\u7ed9\u6211\u4eec\u54ea\u4e9b\u542f\u793a\uff1f\/","og_locale":"en_US","og_type":"article","og_title":"\u4ece\u6fb340\u5e74\u623f\u4ef7\u6570\u636e\uff0c\u7ed9\u6211\u4eec\u54ea\u4e9b\u542f\u793a\uff1f - \u4e07\u901a\u4fe1\u8d37","og_description":"Cotality \u768440\u5e74\u623f\u4ea7\u6570\u636e\uff08\u89c1\u56fe\u8868\uff09\u663e\u793a\uff1a 1\u30012025\u5e74\u623f\u4ef7\u6da8\u5e45\u8fdb\u5165\u4e86\u201c\u524d 15 \u540d\u201d\uff0c\u6210\u4e3a\u81ea 1980 \u5e74\u4ee3\u4ee5\u6765\u623f\u4ef7\u6da8\u5e45\u7b2c 11 \u5f3a\u7684\u4e00\u5e74\u3002 2\u3001\u6da8\u5e45\u6700\u9ad8\u7684\u662f1988\u5e74\uff08\u6da8\u5e45\u8fbe31.2%\uff0c\u5f53\u65f6\u7684\u5229\u7387\u662f\u63a5\u8fd115%\uff09\u3002 3\u3001\u6da8\u5e45\u7b2c\u4e8c\u9ad8\u7684\u662f2021\u5e74\uff08\u6da8\u5e45\u8fbe24.5%\uff09\u3002 4\u3001\u5728\u8fc7\u53bb 40 \u5e74\u91cc\uff0c\u5168\u56fd\u623f\u4ef7\u53ea\u6709 6 \u5e74\u51fa\u73b0\u4e0b\u8dcc\u2014-\u5206\u522b\u662f1990\uff0c1995\uff0c2008\u30012011\u30012018\u548c2022\u5e74\uff09\u3002 &nbsp; \u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f &nbsp; 1\uff09\u8fc7\u53bb40\u5e74\u623f\u4ef7\u6570\u636e\u663e\u793a\uff0c\u5373\u4f7f\u5916\u90e8\u73af\u5883\u770b\u8d77\u6765\u5bf9\u623f\u5730\u4ea7\u4e0d\u5229\uff0c\u4f4f\u623f\u5e02\u573a\u4e5f\u5e38\u5e38\u80fd\u8dd1\u8d62\u9884\u671f\u3002\u4e8b\u5b9e\u4e0a\uff0c\u4e00\u4e9b\u623f\u4ef7\u6da8\u5e45\u6700\u5927\u7684\u5e74\u4efd\uff0c\u6070\u6070\u53d1\u751f\u5728\u7ecf\u6d4e\u51b2\u51fb\u6216\u8d27\u5e01\u653f\u7b56\u6536\u7d27\u671f\u95f4\u3002 \u4f8b\u5982 1988 \u5e74\uff0c\u5229\u7387\u63a5\u8fd1 15%\uff0c\u4f46\u5168\u56fd\u623f\u4ea7\u4ef7\u503c\u5374\u4e0a\u6da8\u4e86 31.2%\u3002\u53c8\u5982 2021 \u5e74\uff0c\u56fd\u9645\u8fb9\u5883\u5173\u95ed\u3001\u75ab\u60c5\u9634\u5f71\u4ecd\u5728\uff0c\u623f\u4ef7\u5374\u98d9\u5347 24.5%\u3002 2\uff09\u201c\u9ad8\u5229\u7387=\u623f\u4ef7\u8dcc\u201d\u662f\u76f4\u89c9\uff0c\u4f46\u4e0d\u662f\u89c4\u5f8b \u5229\u7387\u786e\u5b9e\u5f71\u54cd\u8d2d\u4e70\u529b\u4e0e\u60c5\u7eea\uff0c\u4f46\u623f\u4ef7\u662f\u4f9b\u9700\u4e0e\u4fe1\u7528\u7b49\u591a\u56e0\u7d20\u5171\u540c\u51b3\u5b9a\u7684\u3002\u5229\u7387\u53ea\u662f\u201c\u5239\u8f66\u201d\uff0c\u4f46\u5982\u679c\u540c\u65f6\u6709\u66f4\u5f3a\u7684\u201c\u6cb9\u95e8\u201d\uff08\u4eba\u53e3\/\u653f\u7b56\/\u4f9b\u7ed9\u77ed\u7f3a\uff09\uff0c\u623f\u4ef7\u4ecd\u53ef\u80fd\u6da8\uff0c\u751a\u81f3\u5927\u6da8\u3002 3\uff09\u5386\u53f2\u4e0a\u5927\u6da8\u5e74\u4efd\uff0c\u5f80\u5f80\u662f\u201c\u4f9b\u9700\u5931\u8861 + \u6d41\u52a8\u6027\/\u653f\u7b56\u523a\u6fc0+\u5229\u7387\u4e0b\u8c03\u9884\u671f\u3002 [...]Read More...","og_url":"https:\/\/dyhomeloans.com.au\/cn\/\u4ece\u6fb340\u5e74\u623f\u4ef7\u6570\u636e\uff0c\u7ed9\u6211\u4eec\u54ea\u4e9b\u542f\u793a\uff1f\/","og_site_name":"\u4e07\u901a\u4fe1\u8d37","article_published_time":"2026-01-18T22:50:17+00:00","author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\/#article","isPartOf":{"@id":"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\/"},"author":{"name":"admin","@id":"https:\/\/dyhomeloans.com.au\/cn\/#\/schema\/person\/1f41bddcb48acb6154eabaa41223195c"},"headline":"\u4ece\u6fb340\u5e74\u623f\u4ef7\u6570\u636e\uff0c\u7ed9\u6211\u4eec\u54ea\u4e9b\u542f\u793a\uff1f","datePublished":"2026-01-18T22:50:17+00:00","mainEntityOfPage":{"@id":"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\/"},"wordCount":4,"commentCount":0,"articleSection":["\u65b0\u95fb"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\/","url":"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\/","name":"\u4ece\u6fb340\u5e74\u623f\u4ef7\u6570\u636e\uff0c\u7ed9\u6211\u4eec\u54ea\u4e9b\u542f\u793a\uff1f - \u4e07\u901a\u4fe1\u8d37","isPartOf":{"@id":"https:\/\/dyhomeloans.com.au\/cn\/#website"},"datePublished":"2026-01-18T22:50:17+00:00","author":{"@id":"https:\/\/dyhomeloans.com.au\/cn\/#\/schema\/person\/1f41bddcb48acb6154eabaa41223195c"},"breadcrumb":{"@id":"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/dyhomeloans.com.au\/cn\/%e4%bb%8e%e6%be%b340%e5%b9%b4%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%ef%bc%8c%e7%bb%99%e6%88%91%e4%bb%ac%e5%93%aa%e4%ba%9b%e5%90%af%e7%a4%ba%ef%bc%9f\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9875","item":"https:\/\/dyhomeloans.com.au\/cn\/"},{"@type":"ListItem","position":2,"name":"\u4ece\u6fb340\u5e74\u623f\u4ef7\u6570\u636e\uff0c\u7ed9\u6211\u4eec\u54ea\u4e9b\u542f\u793a\uff1f"}]},{"@type":"WebSite","@id":"https:\/\/dyhomeloans.com.au\/cn\/#website","url":"https:\/\/dyhomeloans.com.au\/cn\/","name":"\u4e07\u901a\u4fe1\u8d37","description":"\u8981\u8d37\u6b3e\uff0c\u627e\u4e07\u901a\u3002\u6709\u4e07\u901a\uff0c\u597d\u6210\u529f\uff01","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/dyhomeloans.com.au\/cn\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/dyhomeloans.com.au\/cn\/#\/schema\/person\/1f41bddcb48acb6154eabaa41223195c","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/1756cc459b197c06033c2a7e1064cb6a3949d7a5a5e5d5150b03c4661dae835d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1756cc459b197c06033c2a7e1064cb6a3949d7a5a5e5d5150b03c4661dae835d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1756cc459b197c06033c2a7e1064cb6a3949d7a5a5e5d5150b03c4661dae835d?s=96&d=mm&r=g","caption":"admin"},"url":"https:\/\/dyhomeloans.com.au\/cn\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/posts\/718","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/comments?post=718"}],"version-history":[{"count":1,"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/posts\/718\/revisions"}],"predecessor-version":[{"id":719,"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/posts\/718\/revisions\/719"}],"wp:attachment":[{"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/media?parent=718"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/categories?post=718"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dyhomeloans.com.au\/cn\/wp-json\/wp\/v2\/tags?post=718"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}