{"id":708,"date":"2026-01-05T09:54:23","date_gmt":"2026-01-04T22:54:23","guid":{"rendered":"https:\/\/dyhomeloans.com.au\/cn\/?p=708"},"modified":"2026-01-05T09:54:23","modified_gmt":"2026-01-04T22:54:23","slug":"25%e5%b9%b4%e6%be%b3%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%e5%87%ba%e7%82%89-%e9%a6%96%e5%b0%be%e6%8e%92%e5%90%8d%e5%87%ba%e4%b9%8e%e9%a2%84%e6%96%99","status":"publish","type":"post","link":"https:\/\/dyhomeloans.com.au\/cn\/25%e5%b9%b4%e6%be%b3%e6%88%bf%e4%bb%b7%e6%95%b0%e6%8d%ae%e5%87%ba%e7%82%89-%e9%a6%96%e5%b0%be%e6%8e%92%e5%90%8d%e5%87%ba%e4%b9%8e%e9%a2%84%e6%96%99\/","title":{"rendered":"25\u5e74\u6fb3\u623f\u4ef7\u6570\u636e\u51fa\u7089, \u9996\u5c3e\u6392\u540d\u51fa\u4e4e\u9884\u6599"},"content":{"rendered":"

\u6839\u636e Cotality \u7684\u6570\u636e\uff0c2025\u5e74\u6fb3\u6d32\u5404\u5927\u57ce\u5e02\u7684\u623f\u4ef7\u4e0a\u6da8\u5982\u4e0b\uff1a<\/p>\n

\u2022\u00a0\u00a0\u00a0\u6089\u5c3c 5.8%<\/p>\n

\u2022\u00a0\u00a0\u00a0\u58a8\u5c14\u672c 4.8%<\/p>\n

\u2022\u00a0\u00a0\u00a0\u5e03\u91cc\u65af\u73ed 14.5%<\/p>\n

\u2022\u00a0\u00a0\u00a0\u963f\u5fb7\u83b1\u5fb7 8.8%<\/p>\n

\u2022\u00a0\u00a0\u00a0\u73c0\u65af 15.9%<\/p>\n

\u2022\u00a0\u00a0\u00a0\u970d\u5df4\u7279 6.8%<\/p>\n

\u2022\u00a0\u00a0\u00a0\u8fbe\u5c14\u6587 18.9%<\/p>\n

\u2022\u00a0\u00a0\u00a0\u582a\u57f9\u62c9 4.9%<\/p>\n

\u2022\u00a0\u00a0\u00a0\u9996\u5e9c\u57ce\u5e02\u5408\u8ba1 8.2%<\/p>\n

\u2022\u00a0\u00a0\u00a0\u5730\u533a\u5e02\u573a\u5408\u8ba1 9.7%<\/p>\n

. \u5168\u56fd 8.6%<\/p>\n

 <\/p>\n

\u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f<\/p>\n

 <\/p>\n

1\uff09\u4e09\u5f3a\uff08\u8fbe\u5c14\u6587\/\u73c0\u65af\/\u5e03\u91cc\u65af\u73ed\uff09= \u8d44\u91d1\u4e0e\u4eba\u53e3\u7ee7\u7eed\u8ffd\u9010\u201c\u66f4\u4fbf\u5b9c+\u4f9b\u7ed9\u7d27\u201d<\/p>\n

\u2022\u00a0\u00a0\u00a0\u8fbe\u5c14\u6587 18.9%\uff1a\u6da8\u5e45\u7b2c\u4e00\uff0c\u4f46\u5b83\u7684\u7279\u70b9\u662f2024 \u5e74\u51e0\u4e4e\u4e0d\u52a8\u30012025 \u7a81\u7136\u542f\u52a8\uff0c\u66f4\u50cf\u662f\u201c\u8865\u6da8+\u5468\u671f\u5207\u6362\u201d\u3002\u8fd9\u79cd\u5e02\u573a\u901a\u5e38\u6ce2\u52a8\u5927\u3002<\/p>\n

\u2022\u00a0\u00a0\u00a0\u73c0\u65af 15.9%\u3001\u5e03\u91cc\u65af\u73ed 14.5%\uff1a\u5c5e\u4e8e\u8fde\u7eed\u591a\u5e74\u5f3a\u52bf\uff085 \u5e74\u6da8\u5e45\u63a5\u8fd1 90%\uff09\uff0c\u80cc\u540e\u5f80\u5f80\u662f\u4f9b\u7ed9\u4e0d\u8db3 +\u4eba\u53e3\/\u5c31\u4e1a\u627f\u63a5 +\u76f8\u5bf9\u6027\u4ef7\u6bd4\u3002<\/p>\n

 <\/p>\n

2\uff09\u58a8\u5c14\u672c\/\u6089\u5c3c\/\u582a\u57f9\u62c9 = \u201c\u6162\u70ed\u4fee\u590d\u201d\uff0c\u4e0d\u662f\u725b\u5e02\u4e3b\u7ebf<\/p>\n

\u2022\u00a0\u00a0\u00a0\u58a8\u5c14\u672c 4.8%\uff0c\u5168\u6fb3\u57ab\u5e95\u3002\u582a\u57f9\u62c9 4.9%\u3001\u6089\u5c3c 5.8%\uff0c\u8fd9\u4e9b\u57ce\u5e02\u5c5e\u4e8e\u201c\u6709\u6da8\u4f46\u4e0d\u5f3a\u201d\u3002<\/p>\n

\u2022\u00a0\u00a0\u00a0\u8fd9\u66f4\u50cf\u662f\uff1a\u7ecf\u5386\u524d\u671f\u8c03\u6574\u540e\u8fdb\u5165\u4fee\u590d\u6bb5\uff0c\u4e0a\u6da8\u52a8\u529b\u4e0d\u5982\u8d44\u6e90\u578b\/\u4f9b\u7ed9\u66f4\u7d27\u7684\u57ce\u5e02\u3002<\/p>\n

 <\/p>\n

3\uff09\u4e00\u4e2a\u91cd\u8981\u4fe1\u53f7\uff1a\u4e61\u9547\u533a\u57df\u5e02\u573a\uff089.7%\uff09\u8dd1\u8d62\u9996\u5e9c\u5408\u8ba1\uff088.2%\uff09<\/p>\n

\u8fd9\u8bf4\u660e\u4e70\u5bb6\u4ecd\u5728\u505a\u201c\u53d6\u820d\u201d\uff1a<\/p>\n

\u5728\u5229\u7387\u4ecd\u504f\u9ad8\u3001\u8d37\u6b3e\u7ea6\u675f\u6ca1\u5b8c\u5168\u653e\u677e\u7684\u9636\u6bb5\uff0c\u66f4\u591a\u4eba\u4f1a\u7528\u201c\u9000\u4e00\u6b65\u201d\u7684\u65b9\u5f0f\u6362\u53d6\u53ef\u8d1f\u62c5\u6027\u2014\u2014\u4e70\u533a\u57df\u3001\u4e70\u5c0f\u4e00\u70b9\u3001\u4e70\u7b2c\u4e8c\u9009\u62e9\u7684\u623f\u5b50\u3002<\/p>\n

 <\/p>\n

4\uff092026 \u7684\u5173\u952e\u53d8\u91cf\uff1a\u5229\u7387\u4e0e\u4fe1\u8d37<\/p>\n

\u6da8\u4e0d\u6da8\u3001\u6da8\u591a\u5feb\uff0c\u53d6\u51b3\u4e8e\u5229\u7387\u4e0e\u501f\u8d37\u6761\u4ef6\u3002<\/p>\n

\u2022\u00a0\u00a0\u00a0\u82e5\u51fa\u73b0\u964d\u606f\u6216\u4fe1\u8d37\u8fb9\u9645\u653e\u677e\uff1a\u5f3a\u52bf\u57ce\u5e02\u53ef\u80fd\u7ee7\u7eed\u9886\u6da8\uff0c\u4f46\u6da8\u5e45\u5927\u6982\u7387\u4ece 2025 \u7684\u201c\u7206\u53d1\u201d\u56de\u5230\u201c\u6269\u5f20\u201d\u3002<\/p>\n

\u2022\u00a0\u00a0\u00a0\u82e5\u964d\u606f\u5ef6\u540e\u3001\u878d\u8d44\u7ee7\u7eed\u7d27\uff1a\u5e02\u573a\u4ecd\u53ef\u80fd\u4e0a\u6da8\uff0c\u4f46\u4f1a\u66f4\u4f9d\u8d56\u4f9b\u7ed9\u77ed\u7f3a\u4e0e\u4eba\u53e3\u6d41\u5165\uff0c\u5e76\u4e14\u7ee7\u7eed\u5206\u5316\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u6839\u636e Cotality \u7684\u6570\u636e\uff0c2025\u5e74\u6fb3\u6d32\u5404\u5927\u57ce\u5e02\u7684\u623f\u4ef7\u4e0a\u6da8\u5982\u4e0b\uff1a \u2022\u00a0\u00a0\u00a0\u6089\u5c3c 5.8% \u2022\u00a0\u00a0\u00a0\u58a8\u5c14\u672c 4.8% \u2022\u00a0\u00a0\u00a0\u5e03\u91cc\u65af\u73ed 14.5% \u2022\u00a0\u00a0\u00a0\u963f\u5fb7\u83b1\u5fb7 8.8% \u2022\u00a0\u00a0\u00a0\u73c0\u65af 15.9% \u2022\u00a0\u00a0\u00a0\u970d\u5df4\u7279 6.8% \u2022\u00a0\u00a0\u00a0\u8fbe\u5c14\u6587 18.9% \u2022\u00a0\u00a0\u00a0\u582a\u57f9\u62c9 4.9% \u2022\u00a0\u00a0\u00a0\u9996\u5e9c\u57ce\u5e02\u5408\u8ba1 8.2% \u2022\u00a0\u00a0\u00a0\u5730\u533a\u5e02\u573a\u5408\u8ba1 9.7% . \u5168\u56fd 8.6%   \u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f   1\uff09\u4e09\u5f3a\uff08\u8fbe\u5c14\u6587\/\u73c0\u65af\/\u5e03\u91cc\u65af\u73ed\uff09= \u8d44\u91d1\u4e0e\u4eba\u53e3\u7ee7\u7eed\u8ffd\u9010\u201c\u66f4\u4fbf\u5b9c+\u4f9b\u7ed9\u7d27\u201d \u2022\u00a0\u00a0\u00a0\u8fbe\u5c14\u6587 18.9%\uff1a\u6da8\u5e45\u7b2c\u4e00\uff0c\u4f46\u5b83\u7684\u7279\u70b9\u662f2024 \u5e74\u51e0\u4e4e\u4e0d\u52a8\u30012025 \u7a81\u7136\u542f\u52a8\uff0c\u66f4\u50cf\u662f\u201c\u8865\u6da8+\u5468\u671f\u5207\u6362\u201d\u3002\u8fd9\u79cd\u5e02\u573a\u901a\u5e38\u6ce2\u52a8\u5927\u3002 \u2022\u00a0\u00a0\u00a0\u73c0\u65af 15.9%\u3001\u5e03\u91cc\u65af\u73ed 14.5%\uff1a\u5c5e\u4e8e\u8fde\u7eed\u591a\u5e74\u5f3a\u52bf\uff085 \u5e74\u6da8\u5e45\u63a5\u8fd1 90%\uff09\uff0c\u80cc\u540e\u5f80\u5f80\u662f\u4f9b\u7ed9\u4e0d\u8db3 +\u4eba\u53e3\/\u5c31\u4e1a\u627f\u63a5 +\u76f8\u5bf9\u6027\u4ef7\u6bd4\u3002   2\uff09\u58a8\u5c14\u672c\/\u6089\u5c3c\/\u582a\u57f9\u62c9 = \u201c\u6162\u70ed\u4fee\u590d\u201d\uff0c\u4e0d\u662f\u725b\u5e02\u4e3b\u7ebf \u2022\u00a0\u00a0\u00a0\u58a8\u5c14\u672c 4.8%\uff0c\u5168\u6fb3\u57ab\u5e95\u3002\u582a\u57f9\u62c9 4.9%\u3001\u6089\u5c3c 5.8%\uff0c\u8fd9\u4e9b\u57ce\u5e02\u5c5e\u4e8e\u201c\u6709\u6da8\u4f46\u4e0d\u5f3a\u201d\u3002 \u2022\u00a0\u00a0\u00a0\u8fd9\u66f4\u50cf\u662f\uff1a\u7ecf\u5386\u524d\u671f\u8c03\u6574\u540e\u8fdb\u5165\u4fee\u590d\u6bb5\uff0c\u4e0a\u6da8\u52a8\u529b\u4e0d\u5982\u8d44\u6e90\u578b\/\u4f9b\u7ed9\u66f4\u7d27\u7684\u57ce\u5e02\u3002   3\uff09\u4e00\u4e2a\u91cd\u8981\u4fe1\u53f7\uff1a\u4e61\u9547\u533a\u57df\u5e02\u573a\uff089.7%\uff09\u8dd1\u8d62\u9996\u5e9c\u5408\u8ba1\uff088.2%\uff09 \u8fd9\u8bf4\u660e\u4e70\u5bb6\u4ecd\u5728\u505a\u201c\u53d6\u820d\u201d\uff1a \u5728\u5229\u7387\u4ecd\u504f\u9ad8\u3001\u8d37\u6b3e\u7ea6\u675f\u6ca1\u5b8c\u5168\u653e\u677e\u7684\u9636\u6bb5\uff0c\u66f4\u591a\u4eba\u4f1a\u7528\u201c\u9000\u4e00\u6b65\u201d\u7684\u65b9\u5f0f\u6362\u53d6\u53ef\u8d1f\u62c5\u6027\u2014\u2014\u4e70\u533a\u57df\u3001\u4e70\u5c0f\u4e00\u70b9\u3001\u4e70\u7b2c\u4e8c\u9009\u62e9\u7684\u623f\u5b50\u3002 […]<\/p>\n

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content=\"25\u5e74\u6fb3\u623f\u4ef7\u6570\u636e\u51fa\u7089, \u9996\u5c3e\u6392\u540d\u51fa\u4e4e\u9884\u6599 - \u4e07\u901a\u4fe1\u8d37\" \/>\n<meta property=\"og:description\" content=\"\u6839\u636e Cotality \u7684\u6570\u636e\uff0c2025\u5e74\u6fb3\u6d32\u5404\u5927\u57ce\u5e02\u7684\u623f\u4ef7\u4e0a\u6da8\u5982\u4e0b\uff1a \u2022\u00a0\u00a0\u00a0\u6089\u5c3c 5.8% \u2022\u00a0\u00a0\u00a0\u58a8\u5c14\u672c 4.8% \u2022\u00a0\u00a0\u00a0\u5e03\u91cc\u65af\u73ed 14.5% \u2022\u00a0\u00a0\u00a0\u963f\u5fb7\u83b1\u5fb7 8.8% \u2022\u00a0\u00a0\u00a0\u73c0\u65af 15.9% \u2022\u00a0\u00a0\u00a0\u970d\u5df4\u7279 6.8% \u2022\u00a0\u00a0\u00a0\u8fbe\u5c14\u6587 18.9% \u2022\u00a0\u00a0\u00a0\u582a\u57f9\u62c9 4.9% \u2022\u00a0\u00a0\u00a0\u9996\u5e9c\u57ce\u5e02\u5408\u8ba1 8.2% \u2022\u00a0\u00a0\u00a0\u5730\u533a\u5e02\u573a\u5408\u8ba1 9.7% . \u5168\u56fd 8.6%   \u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f   1\uff09\u4e09\u5f3a\uff08\u8fbe\u5c14\u6587\/\u73c0\u65af\/\u5e03\u91cc\u65af\u73ed\uff09= \u8d44\u91d1\u4e0e\u4eba\u53e3\u7ee7\u7eed\u8ffd\u9010\u201c\u66f4\u4fbf\u5b9c+\u4f9b\u7ed9\u7d27\u201d \u2022\u00a0\u00a0\u00a0\u8fbe\u5c14\u6587 18.9%\uff1a\u6da8\u5e45\u7b2c\u4e00\uff0c\u4f46\u5b83\u7684\u7279\u70b9\u662f2024 \u5e74\u51e0\u4e4e\u4e0d\u52a8\u30012025 \u7a81\u7136\u542f\u52a8\uff0c\u66f4\u50cf\u662f\u201c\u8865\u6da8+\u5468\u671f\u5207\u6362\u201d\u3002\u8fd9\u79cd\u5e02\u573a\u901a\u5e38\u6ce2\u52a8\u5927\u3002 \u2022\u00a0\u00a0\u00a0\u73c0\u65af 15.9%\u3001\u5e03\u91cc\u65af\u73ed 14.5%\uff1a\u5c5e\u4e8e\u8fde\u7eed\u591a\u5e74\u5f3a\u52bf\uff085 \u5e74\u6da8\u5e45\u63a5\u8fd1 90%\uff09\uff0c\u80cc\u540e\u5f80\u5f80\u662f\u4f9b\u7ed9\u4e0d\u8db3 +\u4eba\u53e3\/\u5c31\u4e1a\u627f\u63a5 +\u76f8\u5bf9\u6027\u4ef7\u6bd4\u3002   2\uff09\u58a8\u5c14\u672c\/\u6089\u5c3c\/\u582a\u57f9\u62c9 = \u201c\u6162\u70ed\u4fee\u590d\u201d\uff0c\u4e0d\u662f\u725b\u5e02\u4e3b\u7ebf \u2022\u00a0\u00a0\u00a0\u58a8\u5c14\u672c 4.8%\uff0c\u5168\u6fb3\u57ab\u5e95\u3002\u582a\u57f9\u62c9 4.9%\u3001\u6089\u5c3c 5.8%\uff0c\u8fd9\u4e9b\u57ce\u5e02\u5c5e\u4e8e\u201c\u6709\u6da8\u4f46\u4e0d\u5f3a\u201d\u3002 \u2022\u00a0\u00a0\u00a0\u8fd9\u66f4\u50cf\u662f\uff1a\u7ecf\u5386\u524d\u671f\u8c03\u6574\u540e\u8fdb\u5165\u4fee\u590d\u6bb5\uff0c\u4e0a\u6da8\u52a8\u529b\u4e0d\u5982\u8d44\u6e90\u578b\/\u4f9b\u7ed9\u66f4\u7d27\u7684\u57ce\u5e02\u3002   3\uff09\u4e00\u4e2a\u91cd\u8981\u4fe1\u53f7\uff1a\u4e61\u9547\u533a\u57df\u5e02\u573a\uff089.7%\uff09\u8dd1\u8d62\u9996\u5e9c\u5408\u8ba1\uff088.2%\uff09 \u8fd9\u8bf4\u660e\u4e70\u5bb6\u4ecd\u5728\u505a\u201c\u53d6\u820d\u201d\uff1a 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