{"id":684,"date":"2025-11-25T09:48:38","date_gmt":"2025-11-24T22:48:38","guid":{"rendered":"https:\/\/dyhomeloans.com.au\/cn\/?p=684"},"modified":"2025-11-25T09:48:38","modified_gmt":"2025-11-24T22:48:38","slug":"westpac%e6%89%93%e5%93%8d%e5%8d%87%e6%81%af%e7%ac%ac%e4%b8%80%e6%9e%aa%e5%89%96%e6%9e%90%e8%83%8c%e6%99%af%e5%88%a9%e7%8e%87%e5%89%8d%e6%99%af","status":"publish","type":"post","link":"https:\/\/dyhomeloans.com.au\/cn\/westpac%e6%89%93%e5%93%8d%e5%8d%87%e6%81%af%e7%ac%ac%e4%b8%80%e6%9e%aa%e5%89%96%e6%9e%90%e8%83%8c%e6%99%af%e5%88%a9%e7%8e%87%e5%89%8d%e6%99%af\/","title":{"rendered":"Westpac\u6253\u54cd\u5347\u606f\u7b2c\u4e00\u67aa,\u5256\u6790\u80cc\u666f,\u5229\u7387\u524d\u666f"},"content":{"rendered":"<p>\u6700\u8fd1\u6fb3\u6d32\u623f\u8d37\u5e02\u573a\u53c8\u6709\u65b0\u52a8\u4f5c\uff01<\/p>\n<p>\u897f\u592a\u5e73\u6d0b\u94f6\u884cWestpac \u7387\u5148\u4e0a\u8c03 1\u20135 \u5e74\u56fa\u5b9a\u5229\u7387\uff0c\u6da8\u5e45\u6700\u9ad8\u8fbe0.35%\uff1b\u968f\u540e Macquarie Bank\uff08\u9ea6\u683c\u7406\uff09 \u4e5f\u5ba3\u5e03\u4e0a\u8c03\u591a\u9879\u56fa\u5b9a\u5229\u7387\u4ea7\u54c1\u3002<\/p>\n<p>\u867d\u7136 RBA \u6700\u8fd1\u6ca1\u6709\u52a0\u606f\uff0c\u4f46\u56fa\u5b9a\u5229\u7387\u5374\u7a81\u7136\u4e0a\u5347\uff0c\u8ba9\u5f88\u591a\u8d2d\u623f\u8005\u6478\u4e0d\u7740\u5934\u8111\u3002\u5176\u5b9e\uff0c\u8fd9\u80cc\u540e\u6709\u975e\u5e38\u5173\u952e\u7684\u653f\u7b56\u4e0e\u5e02\u573a\u903b\u8f91\ud83d\udc47\ud83d\udc47<\/p>\n<p>&nbsp;<\/p>\n<p>\u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f<\/p>\n<p>1\u3001\u56fa\u5b9a\u5229\u7387\u4e3a\u4f55\u65e0\u89c6 RBA\uff1f\u56e0\u4e3a\u5b83\u770b\u7684\u662f\u201c\u672a\u6765\u5229\u7387\u201d<\/p>\n<p>\u56fa\u5b9a\u5229\u7387\u4e0d\u662f\u6839\u636e\u73b0\u5728\u7684\u73b0\u91d1\u5229\u7387\uff083.60%\uff09\u51b3\u5b9a\uff0c \u800c\u662f\u6839\u636e 1\u20135 \u5e74\u5229\u7387\u4e92\u6362\uff08Swap Rates\uff09 \u6765\u5b9a\u4ef7\u3002<\/p>\n<p>Swap Rates \u4ee3\u8868\uff1a<\/p>\n<p>\u5e02\u573a\u8ba4\u4e3a\u672a\u6765 1\u20135 \u5e74\u5e73\u5747\u5229\u7387\u4f1a\u662f\u591a\u5c11\u3002<\/p>\n<p>\u8fd9Swap Rate \u8fc7\u53bb 6 \u4e2a\u6708\u5148\u5927\u8dcc\uff08\u56e0\u4e3a\u5927\u5bb6\u9884\u671f RBA \u964d\u606f\uff09\uff0c\u4f46\u4ece 9 \u6708\u5f00\u59cb\u53cd\u5f39\uff0c10 \u6708 CPI \u6570\u636e\u504f\u70ed\u540e\u66f4\u662f\u5feb\u901f\u4e0a\u5347\u2014\u2014 \u8fd9\u76f4\u63a5\u63a8\u9ad8\u4e86\u94f6\u884c\u7684\u56fa\u5b9a\u623f\u8d37\u6210\u672c\u3002<\/p>\n<p>2\u3001\u901a\u80c0\u6bd4\u9884\u671f\u987d\u56fa \u2192 \u964d\u606f\u9884\u671f\u88ab\u63a8\u8fdf \u2192 \u56fa\u5b9a\u5229\u7387\u88ab\u8feb\u4e0a\u8c03<\/p>\n<p>10 \u6708\u901a\u80c0\u6570\u636e\u9ad8\u4e8e\u9884\u671f\uff0c\u7279\u522b\u662f\u201c\u4fee\u6b63\u5747\u503c\u901a\u80c0\uff08Trimmed Mean\uff09\u201d\u4e0a\u5347\u5230 3.0%\uff0c\u8d85\u51fa\u5e02\u573a\u9884\u671f\u3002<\/p>\n<p>\u8fd9\u4f7f\u5f97\u5e02\u573a\u8fc5\u901f\u91cd\u4f30\uff1a<\/p>\n<p>\u964d\u606f\u53ef\u80fd\u8981\u63a8\u8fdf\u5230 2026 \u5e74\uff0c\u4ece\u800c\u5bfc\u81f4 swap rates \u6574\u4f53\u62ac\u5347 20\u201340 \u4e2a\u57fa\u70b9\u3002 \u94f6\u884c\u4e3a\u4e86\u8986\u76d6\u8d44\u91d1\u6210\u672c\uff0c\u53ea\u80fd\u540c\u6b65\u8c03\u9ad8\u56fa\u5b9a\u5229\u7387\u3002<\/p>\n<p>3\u3001Swap \u66f2\u7ebf\u534a\u5e74\u8d70\u52bf\uff1a\u524d\u8dcc\u540e\u6da8\uff0c\u50cf\u5750\u8fc7\u5c71\u8f66<\/p>\n<p>\u2022\u00a0\u00a0\u00a04\u20138 \u6708\uff1a\u5e02\u573a\u8ba4\u4e3a RBA \u4f1a\u8fde\u7eed\u964d\u606f \u2192 swap \u5927\u8dcc\u5230 3.2% \u5de6\u53f3<\/p>\n<p>\u2022\u00a0\u00a0\u00a09 \u6708\u4e4b\u540e\uff1a\u901a\u80c0\u504f\u70ed + RBA \u53e3\u98ce\u8f6c\u9e70 \u2192 swap \u8df3\u5347\u5230 3.6\u20133.9%<\/p>\n<p>\u8fd9 40bp \u7684\u4e0a\u6da8\uff0c\u5c31\u662f 2\u20135 \u5e74\u94f6\u884c\u56fa\u5b9a\u5229\u7387\u4e0a\u8c03\u7684\u771f\u5b9e\u539f\u56e0\u3002<\/p>\n<p>4\u3001Westpac \u6253\u54cd\u5347\u606f\u7684\u7b2c\u4e00\u67aa\uff0c\u5176\u4ed6\u94f6\u884c\u548c\u8d37\u6b3e\u673a\u6784\u60f3\u5fc5\u4f1a\u91cd\u65b0\u8bc4\u4f30\u81ea\u8eab\u56fa\u5b9a\u5229\u7387\u5728\u5e02\u573a\u4e2d\u7684\u5b9a\u4f4d\u3002\u5bf9\u8d2d\u623f\u8005\u7684\u5f71\u54cd\u662f\u76f8\u8f83\u4e8e\u51e0\u6708\u524d\u8f83\u4f4e\u56fa\u5b9a\u5229\u7387\u7a97\u53e3\u6b63\u5728\u6536\u7a84\u3002<\/p>\n<p>\u8fd1\u671f\u56fa\u5b9a\u5229\u7387\u4e0a\u6da8\uff0c\u8bf4\u660e\u94f6\u884c\u8ba4\u4e3a\u672a\u6765\u5229\u7387\u4f1a\u201c\u66f4\u9ad8\u3001\u66f4\u4e45\u201d\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6700\u8fd1\u6fb3\u6d32\u623f\u8d37\u5e02\u573a\u53c8\u6709\u65b0\u52a8\u4f5c\uff01 \u897f\u592a\u5e73\u6d0b\u94f6\u884cWestpac \u7387\u5148\u4e0a\u8c03 1\u20135 \u5e74\u56fa\u5b9a\u5229\u7387\uff0c\u6da8\u5e45\u6700\u9ad8\u8fbe0.35%\uff1b\u968f\u540e Macquarie Bank\uff08\u9ea6\u683c\u7406\uff09 \u4e5f\u5ba3\u5e03\u4e0a\u8c03\u591a\u9879\u56fa\u5b9a\u5229\u7387\u4ea7\u54c1\u3002 \u867d\u7136 RBA \u6700\u8fd1\u6ca1\u6709\u52a0\u606f\uff0c\u4f46\u56fa\u5b9a\u5229\u7387\u5374\u7a81\u7136\u4e0a\u5347\uff0c\u8ba9\u5f88\u591a\u8d2d\u623f\u8005\u6478\u4e0d\u7740\u5934\u8111\u3002\u5176\u5b9e\uff0c\u8fd9\u80cc\u540e\u6709\u975e\u5e38\u5173\u952e\u7684\u653f\u7b56\u4e0e\u5e02\u573a\u903b\u8f91\ud83d\udc47\ud83d\udc47 &nbsp; \u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f 1\u3001\u56fa\u5b9a\u5229\u7387\u4e3a\u4f55\u65e0\u89c6 RBA\uff1f\u56e0\u4e3a\u5b83\u770b\u7684\u662f\u201c\u672a\u6765\u5229\u7387\u201d \u56fa\u5b9a\u5229\u7387\u4e0d\u662f\u6839\u636e\u73b0\u5728\u7684\u73b0\u91d1\u5229\u7387\uff083.60%\uff09\u51b3\u5b9a\uff0c \u800c\u662f\u6839\u636e 1\u20135 \u5e74\u5229\u7387\u4e92\u6362\uff08Swap Rates\uff09 \u6765\u5b9a\u4ef7\u3002 Swap Rates \u4ee3\u8868\uff1a \u5e02\u573a\u8ba4\u4e3a\u672a\u6765 1\u20135 \u5e74\u5e73\u5747\u5229\u7387\u4f1a\u662f\u591a\u5c11\u3002 \u8fd9Swap Rate \u8fc7\u53bb 6 \u4e2a\u6708\u5148\u5927\u8dcc\uff08\u56e0\u4e3a\u5927\u5bb6\u9884\u671f RBA \u964d\u606f\uff09\uff0c\u4f46\u4ece 9 \u6708\u5f00\u59cb\u53cd\u5f39\uff0c10 \u6708 CPI \u6570\u636e\u504f\u70ed\u540e\u66f4\u662f\u5feb\u901f\u4e0a\u5347\u2014\u2014 \u8fd9\u76f4\u63a5\u63a8\u9ad8\u4e86\u94f6\u884c\u7684\u56fa\u5b9a\u623f\u8d37\u6210\u672c\u3002 2\u3001\u901a\u80c0\u6bd4\u9884\u671f\u987d\u56fa \u2192 \u964d\u606f\u9884\u671f\u88ab\u63a8\u8fdf \u2192 \u56fa\u5b9a\u5229\u7387\u88ab\u8feb\u4e0a\u8c03 10 \u6708\u901a\u80c0\u6570\u636e\u9ad8\u4e8e\u9884\u671f\uff0c\u7279\u522b\u662f\u201c\u4fee\u6b63\u5747\u503c\u901a\u80c0\uff08Trimmed Mean\uff09\u201d\u4e0a\u5347\u5230 3.0%\uff0c\u8d85\u51fa\u5e02\u573a\u9884\u671f\u3002 \u8fd9\u4f7f\u5f97\u5e02\u573a\u8fc5\u901f\u91cd\u4f30\uff1a \u964d\u606f\u53ef\u80fd\u8981\u63a8\u8fdf\u5230 2026 \u5e74\uff0c\u4ece\u800c\u5bfc\u81f4 swap rates [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/dyhomeloans.com.au\/cn\/westpac%e6%89%93%e5%93%8d%e5%8d%87%e6%81%af%e7%ac%ac%e4%b8%80%e6%9e%aa%e5%89%96%e6%9e%90%e8%83%8c%e6%99%af%e5%88%a9%e7%8e%87%e5%89%8d%e6%99%af\/\">Read More&#8230;<\/a><\/p>\n<p><a href=\"https:\/\/dyhomeloans.com.au\/cn\/westpac%e6%89%93%e5%93%8d%e5%8d%87%e6%81%af%e7%ac%ac%e4%b8%80%e6%9e%aa%e5%89%96%e6%9e%90%e8%83%8c%e6%99%af%e5%88%a9%e7%8e%87%e5%89%8d%e6%99%af\/\" class=\"btn btn-secondary\">\u8be6\u60c5...<\/a><\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-684","post","type-post","status-publish","format-standard","hentry","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Westpac\u6253\u54cd\u5347\u606f\u7b2c\u4e00\u67aa,\u5256\u6790\u80cc\u666f,\u5229\u7387\u524d\u666f - \u4e07\u901a\u4fe1\u8d37<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dyhomeloans.com.au\/cn\/westpac\u6253\u54cd\u5347\u606f\u7b2c\u4e00\u67aa\u5256\u6790\u80cc\u666f\u5229\u7387\u524d\u666f\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Westpac\u6253\u54cd\u5347\u606f\u7b2c\u4e00\u67aa,\u5256\u6790\u80cc\u666f,\u5229\u7387\u524d\u666f - \u4e07\u901a\u4fe1\u8d37\" \/>\n<meta property=\"og:description\" content=\"\u6700\u8fd1\u6fb3\u6d32\u623f\u8d37\u5e02\u573a\u53c8\u6709\u65b0\u52a8\u4f5c\uff01 \u897f\u592a\u5e73\u6d0b\u94f6\u884cWestpac \u7387\u5148\u4e0a\u8c03 1\u20135 \u5e74\u56fa\u5b9a\u5229\u7387\uff0c\u6da8\u5e45\u6700\u9ad8\u8fbe0.35%\uff1b\u968f\u540e Macquarie Bank\uff08\u9ea6\u683c\u7406\uff09 \u4e5f\u5ba3\u5e03\u4e0a\u8c03\u591a\u9879\u56fa\u5b9a\u5229\u7387\u4ea7\u54c1\u3002 \u867d\u7136 RBA \u6700\u8fd1\u6ca1\u6709\u52a0\u606f\uff0c\u4f46\u56fa\u5b9a\u5229\u7387\u5374\u7a81\u7136\u4e0a\u5347\uff0c\u8ba9\u5f88\u591a\u8d2d\u623f\u8005\u6478\u4e0d\u7740\u5934\u8111\u3002\u5176\u5b9e\uff0c\u8fd9\u80cc\u540e\u6709\u975e\u5e38\u5173\u952e\u7684\u653f\u7b56\u4e0e\u5e02\u573a\u903b\u8f91\ud83d\udc47\ud83d\udc47 &nbsp; \u2764\ufe0f\u2764\ufe0f\u4e07\u901a\u77ed\u8bc4\u2764\ufe0f\u2764\ufe0f 1\u3001\u56fa\u5b9a\u5229\u7387\u4e3a\u4f55\u65e0\u89c6 RBA\uff1f\u56e0\u4e3a\u5b83\u770b\u7684\u662f\u201c\u672a\u6765\u5229\u7387\u201d \u56fa\u5b9a\u5229\u7387\u4e0d\u662f\u6839\u636e\u73b0\u5728\u7684\u73b0\u91d1\u5229\u7387\uff083.60%\uff09\u51b3\u5b9a\uff0c \u800c\u662f\u6839\u636e 1\u20135 \u5e74\u5229\u7387\u4e92\u6362\uff08Swap Rates\uff09 \u6765\u5b9a\u4ef7\u3002 Swap Rates \u4ee3\u8868\uff1a \u5e02\u573a\u8ba4\u4e3a\u672a\u6765 1\u20135 \u5e74\u5e73\u5747\u5229\u7387\u4f1a\u662f\u591a\u5c11\u3002 \u8fd9Swap Rate \u8fc7\u53bb 6 \u4e2a\u6708\u5148\u5927\u8dcc\uff08\u56e0\u4e3a\u5927\u5bb6\u9884\u671f RBA \u964d\u606f\uff09\uff0c\u4f46\u4ece 9 \u6708\u5f00\u59cb\u53cd\u5f39\uff0c10 \u6708 CPI \u6570\u636e\u504f\u70ed\u540e\u66f4\u662f\u5feb\u901f\u4e0a\u5347\u2014\u2014 \u8fd9\u76f4\u63a5\u63a8\u9ad8\u4e86\u94f6\u884c\u7684\u56fa\u5b9a\u623f\u8d37\u6210\u672c\u3002 2\u3001\u901a\u80c0\u6bd4\u9884\u671f\u987d\u56fa \u2192 \u964d\u606f\u9884\u671f\u88ab\u63a8\u8fdf \u2192 \u56fa\u5b9a\u5229\u7387\u88ab\u8feb\u4e0a\u8c03 10 \u6708\u901a\u80c0\u6570\u636e\u9ad8\u4e8e\u9884\u671f\uff0c\u7279\u522b\u662f\u201c\u4fee\u6b63\u5747\u503c\u901a\u80c0\uff08Trimmed Mean\uff09\u201d\u4e0a\u5347\u5230 3.0%\uff0c\u8d85\u51fa\u5e02\u573a\u9884\u671f\u3002 \u8fd9\u4f7f\u5f97\u5e02\u573a\u8fc5\u901f\u91cd\u4f30\uff1a \u964d\u606f\u53ef\u80fd\u8981\u63a8\u8fdf\u5230 2026 \u5e74\uff0c\u4ece\u800c\u5bfc\u81f4 swap rates [...]Read More...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/dyhomeloans.com.au\/cn\/westpac\u6253\u54cd\u5347\u606f\u7b2c\u4e00\u67aa\u5256\u6790\u80cc\u666f\u5229\u7387\u524d\u666f\/\" \/>\n<meta property=\"og:site_name\" content=\"\u4e07\u901a\u4fe1\u8d37\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-24T22:48:38+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" 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\u5e74\u5e73\u5747\u5229\u7387\u4f1a\u662f\u591a\u5c11\u3002 \u8fd9Swap Rate \u8fc7\u53bb 6 \u4e2a\u6708\u5148\u5927\u8dcc\uff08\u56e0\u4e3a\u5927\u5bb6\u9884\u671f RBA \u964d\u606f\uff09\uff0c\u4f46\u4ece 9 \u6708\u5f00\u59cb\u53cd\u5f39\uff0c10 \u6708 CPI \u6570\u636e\u504f\u70ed\u540e\u66f4\u662f\u5feb\u901f\u4e0a\u5347\u2014\u2014 \u8fd9\u76f4\u63a5\u63a8\u9ad8\u4e86\u94f6\u884c\u7684\u56fa\u5b9a\u623f\u8d37\u6210\u672c\u3002 2\u3001\u901a\u80c0\u6bd4\u9884\u671f\u987d\u56fa \u2192 \u964d\u606f\u9884\u671f\u88ab\u63a8\u8fdf \u2192 \u56fa\u5b9a\u5229\u7387\u88ab\u8feb\u4e0a\u8c03 10 \u6708\u901a\u80c0\u6570\u636e\u9ad8\u4e8e\u9884\u671f\uff0c\u7279\u522b\u662f\u201c\u4fee\u6b63\u5747\u503c\u901a\u80c0\uff08Trimmed Mean\uff09\u201d\u4e0a\u5347\u5230 3.0%\uff0c\u8d85\u51fa\u5e02\u573a\u9884\u671f\u3002 \u8fd9\u4f7f\u5f97\u5e02\u573a\u8fc5\u901f\u91cd\u4f30\uff1a \u964d\u606f\u53ef\u80fd\u8981\u63a8\u8fdf\u5230 2026 \u5e74\uff0c\u4ece\u800c\u5bfc\u81f4 swap rates [...]Read More...","og_url":"https:\/\/dyhomeloans.com.au\/cn\/westpac\u6253\u54cd\u5347\u606f\u7b2c\u4e00\u67aa\u5256\u6790\u80cc\u666f\u5229\u7387\u524d\u666f\/","og_site_name":"\u4e07\u901a\u4fe1\u8d37","article_published_time":"2025-11-24T22:48:38+00:00","author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"1 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