{"id":464,"date":"2022-12-05T11:01:44","date_gmt":"2022-12-05T00:01:44","guid":{"rendered":"https:\/\/dyhomeloans.com.au\/cn\/?p=464"},"modified":"2023-10-19T09:50:38","modified_gmt":"2023-10-18T22:50:38","slug":"%e8%b4%b7%e6%ac%be%e9%97%ae%e9%a2%98%e8%a7%a3%e7%ad%94%ef%bc%81%e7%9b%ae%e5%89%8d%e5%b8%82%e5%9c%ba%e8%be%83%e4%bd%8e%e5%88%a9%e7%8e%87%ef%bc%81%e9%99%90%e6%97%b6%e8%bd%ac%e8%b4%b7%e3%80%81%e9%a6%96","status":"publish","type":"post","link":"https:\/\/dyhomeloans.com.au\/cn\/%e8%b4%b7%e6%ac%be%e9%97%ae%e9%a2%98%e8%a7%a3%e7%ad%94%ef%bc%81%e7%9b%ae%e5%89%8d%e5%b8%82%e5%9c%ba%e8%be%83%e4%bd%8e%e5%88%a9%e7%8e%87%ef%bc%81%e9%99%90%e6%97%b6%e8%bd%ac%e8%b4%b7%e3%80%81%e9%a6%96\/","title":{"rendered":"\u8d37\u6b3e\u95ee\u9898\u89e3\u7b54\uff01\u76ee\u524d\u5e02\u573a\u8f83\u4f4e\u5229\u7387\uff01\u9650\u65f6\u8f6c\u8d37\u3001\u9996\u6b21\u7f6e\u4e1a\u6700\u9ad8\u8fd4\u73b0\uff01"},"content":{"rendered":"<ul class=\"list-paddingleft-1\">\n<li><strong><span lang=\"ZH-CN\">\u6848\u4f8b\u4e00\uff1a<\/span><\/strong><strong><span lang=\"ZH-CN\">\u592b\u59bb\u90fd\u662f\u5de5\u8d44\u6536\u5165\uff0c\u4e24\u4eba\u7684\u7a0e\u524d\u5e74\u6536\u5165\u4e3a<\/span><\/strong><strong>$25<\/strong><strong><span lang=\"ZH-CN\">\u4e07\u5de6\u53f3\uff0c\u76ee\u524d\u6301\u6709\u4e00\u5957\u81ea\u4f4f\u623f\u4e00\u5957\u6295\u8d44\u623f\uff0c\u6bcf\u5e74\u7684\u79df\u91d1\u6536\u5165\u5728<\/span><\/strong><strong>$2.5<\/strong><strong><span lang=\"ZH-CN\">\u4e07\uff0c\u603b\u8d37\u6b3e\u989d\u5728<\/span><\/strong><strong>$190<\/strong><strong><span lang=\"ZH-CN\">\u4e07\uff0c\u4ed6\u4eec\u548c\u94f6\u884c\u786e\u8ba4\u8fc7\u81ea\u5df1\u7684\u501f\u8d37\u80fd\u529b\u5df2\u7ecf\u5230\u4e86\u6781\u9650\uff0c\u4f46\u662f\u4ed6\u4eec\u76ee\u524d\u770b\u597d\u4e00\u5957\u5e97\u94fa\u7ea6<\/span><\/strong><strong>$230<\/strong><strong><span lang=\"ZH-CN\">\u4e07\uff0c\u79df\u91d1\u4e00\u5e74\u7ea6<\/span><\/strong><strong>$15<\/strong><strong><span lang=\"ZH-CN\">\u4e07\uff0c\u79df\u7ea6<\/span><\/strong><strong>10<\/strong><strong><span lang=\"ZH-CN\">\u5e74\uff0c\u4ed6\u5f88\u60f3\u4e70\u4e0b\u6765\uff0c\u4ed6\u53ea\u8981\u6c42\u8d37\u6b3e<\/span><\/strong><strong>$90-100<\/strong><strong><span lang=\"ZH-CN\">\u4e07\u5de6\u53f3\u5c31\u53ef\u4ee5\uff0c\u60f3\u54a8\u8be2\u662f\u5426\u53ef\u4ee5\u8d2d\u4e70\u5e97\u94fa\u5e76\u7533\u8bf7\u5230\u8d37\u6b3e\u5462\uff1f<\/span><\/strong><\/li>\n<\/ul>\n<ul class=\"list-paddingleft-1\">\n<li><strong><span lang=\"ZH-CN\">\u89e3\u7b54: <\/span><\/strong><span lang=\"ZH-CN\">\u4ee5\u76ee\u524d\u592b\u59bb\u4e24\u4eba\u7684\u8d22\u653f\u72b6\u51b5\u800c\u8a00\uff0c\u4f4f\u623f\u8d37\u6b3e\u57fa\u672c\u5df2\u7ecf\u8fbe\u5230\u4e86\u5176\u6700\u5927\u7684\u501f\u8d37\u80fd\u529b\uff0c\u4f46\u662f\u4ecd\u7136\u53ef\u4ee5\u8d2d\u4e70\u8fd9\u4e2a\u5546\u94fa\u5e76\u4e14\u6709\u80fd\u529b\u83b7\u5f97<\/span>$90-$100<span lang=\"ZH-CN\">\u4e07\u5de6\u53f3\u7684\u8d37\u6b3e\u989d\u3002\u539f\u56e0\u662f\u6b64\u7c7b\u5c5e\u4e8e\u5546\u4e1a\u8d37\u6b3e\uff0c\u5728\u8d2d\u4e70\u8fd9\u7c7b\u7269\u4e1a\u65f6\uff0c\u5982\u679c\u5176\u672c\u8eab\u81ea\u5e26\u79df\u7ea6\uff0c\u5e76\u4e14\u79df\u7ea6\u671f\u9650\u548c\u79df\u91d1\u6536\u5165\u53ef\u4ee5\u6ee1\u8db3\u94f6\u884c\u7684\u8981\u6c42\uff0c\u90a3\u4e48\u5728\u7533\u8bf7\u6b64\u7c7b\u8d37\u6b3e\u65f6\u662f<\/span><strong><em>\u4e0d\u9700\u8981\u8003\u8651\u4e2a\u4eba\u8d1f\u503a\u60c5\u51b5\u7684\uff0c\u53ea\u7528\u79df\u91d1\u53bb\u8ba1\u7b97\u501f\u8d37\u80fd\u529b\u3002<\/em><\/strong>\u4e0d\u53ea\u5c40\u9650\u4e8e\u5546\u94fa\uff0c\u6bd4\u5982\u5382\u623f\uff0c\u4ed3\u5e93\u7b49\u8fd9\u7c7b\u53ef\u4ee5\u4ee5\u79df\u7ea6\u6536\u5165\u507f\u8fd8\u8d37\u6b3e\u7684\u7269\u4e1a\uff0c\u90fd\u53ef\u4ee5\u7533\u8bf7\u8fd9\u7c7b\u5546\u4e1a\u8d37\u6b3e\u3002<img loading=\"lazy\" decoding=\"async\" class=\"wp-image-465 aligncenter\" src=\"https:\/\/dyhomeloans.com.au\/cn\/wp-content\/uploads\/2022\/12\/\u5fae\u4fe1\u56fe\u7247_20221205103738-300x200.png\" alt=\"\" width=\"667\" height=\"445\" srcset=\"https:\/\/dyhomeloans.com.au\/cn\/wp-content\/uploads\/2022\/12\/\u5fae\u4fe1\u56fe\u7247_20221205103738-300x200.png 300w, https:\/\/dyhomeloans.com.au\/cn\/wp-content\/uploads\/2022\/12\/\u5fae\u4fe1\u56fe\u7247_20221205103738.png 728w\" sizes=\"auto, (max-width: 667px) 100vw, 667px\" \/><\/li>\n<li><strong><span lang=\"ZH-CN\">\u6848\u4f8b\u4e8c\uff1a\u738b\u5148\u751f\u73b0\u572865\u5c81\u548c\u5b69\u5b50\u4e00\u8d77\u4f4f\uff0c\u8fd8\u6709\u4e24\u4e2a\u6708\u9000\u4f11\uff0c\u4ed6\u67093\u5957\u6295\u8d44\u623f\u90fd\u6ca1\u6709\u8d37\u6b3e\uff0c\u6bcf\u6708\u79df\u91d1\u5927\u6982\u5728$6000\u5de6\u53f3\u3002\u73b0\u5728\u60f3\u518d\u4e70\u4e00\u5957\u4ef7\u503c\u7ea6$60\u4e07\u5de6\u53f3\u7684\u6295\u8d44\u623f\uff0c\u8d37\u6b3e$45\u4e07\u5c31\u53ef\u4ee5\u3002\u60f3\u54a8\u8be2\u4ee5\u4ed6\u76ee\u524d\u7684\u60c5\u51b5\uff0c\u662f\u5426\u8fd8\u53ef\u4ee5\u7533\u8bf7\u8d37\u6b3e\uff0c\u6700\u591a\u8d37\u6b3e\u5e74\u9650\u662f\u591a\u5c11\u5462\uff1f<\/span><\/strong><\/li>\n<li><strong><span lang=\"ZH-CN\">\u89e3\u7b54:\u00a0<\/span><\/strong><span lang=\"ZH-CN\">\u611f\u8c22\u8fd9\u4f4d\u542c\u4f17\u670b\u53cb\u7684\u63d0\u95ee\u3002\u56e0\u4e3a\u738b\u5148\u751f\u5373\u5c06\u9000\u4f11\uff0c\u6240\u4ee5\u5176\u5de5\u8d44\u6536\u5165\u662f\u4e0d\u80fd\u7528\u6765\u7533\u8bf7\u8d37\u6b3e\u7684\uff0c\u4f46\u662f<\/span><strong><em>\u53ea\u7528\u79df\u91d1\u6536\u5165\uff08rental income\uff09\u4e5f\u53ef\u4ee5\u6ee1\u8db3\u94f6\u884c\u7684\u7533\u8bf7\u6761\u4ef6<\/em><\/strong><span lang=\"ZH-CN\"><strong>\u3002<\/strong>\u53e6\u5916\uff0c\u6709\u4e9b\u94f6\u884c\u4f1a\u8003\u8651\u7533\u8bf7\u8005\u7684\u5e74\u7eaa\uff0c\u6bd4\u5982\u5e74\u7eaa\u8d85\u8fc755\u621660\u5c81\uff0c\u94f6\u884c\u4f1a\u6839\u636e\u7533\u8bf7\u8005\u7684\u5e74\u7eaa\u7f29\u77ed\u8d37\u6b3e\u5e74\u9650\uff0c\u4f46\u662f\u4ecd\u6709\u94f6\u884c\u53ef\u4ee5\u7ed9\u523030\u5e74\u7684\u8d37\u6b3e\u671f\u9650 (loan term), \u4e0d\u8fc7\u9700\u8981\u7533\u8bf7\u8005\u89e3\u91ca\u5728\u79df\u91d1\u6536\u5165\u53d7\u5f71\u54cd\u6216\u9000\u4f11\u540e\u65e0\u6536\u5165\u7684\u60c5\u51b5\u4e0b\u600e\u6837\u8fd8\u6b3e\uff0c\u53ea\u8981\u6211\u4eec\u80fd\u7ed9\u51fa\u5408\u7406\u7684\u9000\u51fa\u89c4\u5212\uff08exit strategy\uff09\u5373\u53ef\u3002<\/span><span lang=\"ZH-CN\">\u6b64\u5916\uff0c\u5efa\u8bae\u738b\u5148\u751f\u4e5f\u53ef\u4ee5\u62ff\u51fa\u73b0\u6709\u7684\u4e00\u5957\u65e0\u8d37\u6b3e\u7684\u6295\u8d44\u623f\u4e0e\u65b0\u4e70\u623f\u4ea7\u540c\u65f6\u62b5\u62bc\u7533\u8bf7\u8d37\u6b3e\uff0c\u8fd9\u6837\u4e00\u6765\uff0c\u964d\u4f4e\u603b\u7684\u8d37\u6b3e\u6bd4\u4f8b\u540e\u53ef\u4ee5\u83b7\u5f97\u66f4\u597d\u7684\u5229\u7387\uff0c\u5728\u7a0e\u52a1\u65b9\u9762\u4e5f\u6709\u5e2e\u52a9\u3002<\/span><\/li>\n<\/ul>\n<p><span lang=\"ZH-CN\">\u00a0\u00a0 \u00a0<img loading=\"lazy\" decoding=\"async\" class=\"rich_pages wxw-img aligncenter\" src=\"https:\/\/mmbiz.qpic.cn\/mmbiz_png\/ZZNPHElRd9cTQmZNthGQ34BuVwUjqCRLaM8D3Hbu52PNm0g1k3pmrtKmHNiaic8DPEricOicTtYZAptwa4tLg69akQ\/640?wx_fmt=png&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1\" alt=\"\u56fe\u7247\" width=\"643\" height=\"362\" crossorigin=\"anonymous\" data-backh=\"309\" data-backw=\"549\" data-ratio=\"0.5631720430107527\" data-src=\"https:\/\/mmbiz.qpic.cn\/mmbiz_png\/ZZNPHElRd9cTQmZNthGQ34BuVwUjqCRLaM8D3Hbu52PNm0g1k3pmrtKmHNiaic8DPEricOicTtYZAptwa4tLg69akQ\/640?wx_fmt=png\" data-type=\"png\" data-w=\"744\" data-index=\"2\" data-origin-display=\"\" data-fail=\"0\" \/><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span lang=\"ZH-CN\">\u76ee\u524d\u5e02\u573a\u4e0a\u7ed9\u51fa\u7684\u6bd4\u8f83\u597d\u7684\u6d6e\u52a8\u5229\u7387\u662f<\/span><strong>4.21%<\/strong><span lang=\"ZH-CN\">\u3002<\/span><\/p>\n<p><span lang=\"ZH-CN\">\u672c\u5468\u6709\u94f6\u884c\u63a8\u51fa\u9ad8\u989d\u8fd4\u73b0\u6d3b\u52a8\uff0c\u6ee1\u8db3\u5176\u6761\u4ef6\u8981\u6c42\u7684\u8f6c\u8d37Refinance\u7533\u8bf7\uff0c\u6bcf\u5957\u623f\u5c06\u6709\u9ad8\u8fbe<\/span><strong>$4,000<\/strong><span lang=\"ZH-CN\">\u7684\u8fd4\u73b0\uff01\u5047\u5982<\/span><strong><em>3\u5957\u623f<\/em><\/strong><span lang=\"ZH-CN\">\u540c\u65f6\u8f6c\u8d37\uff0c\u5c06\u53ef\u5728\u4ea4\u5272\u540e\u4e00\u6b21\u6027\u4ece\u94f6\u884c\u5f97\u5230<\/span><strong><em>$12,000\u00a0<\/em><\/strong><span lang=\"ZH-CN\">\u7684\u8fd4\u73b0\u3002<\/span><\/p>\n<p><span lang=\"ZH-CN\">\u5982\u679c\u53ea\u6301\u6709\u6216\u53ea\u8f6c\u8d37<\/span><em><strong>\u4e00\u5957<\/strong><\/em><span lang=\"ZH-CN\">\u7269\u4e1a\uff0c\u4e5f\u6709\u673a\u4f1a\u83b7\u5f97\u6700\u9ad8<\/span><strong>$6000<\/strong><span lang=\"ZH-CN\">\u8fd4\u73b0\uff01<br \/>\n<\/span><\/p>\n<p><span lang=\"ZH-CN\">\u53e6\u5916\uff0c\u9996\u6b21\u7f6e\u4e1a\u8005\uff08First Home Buyer) \uff0c\u94f6\u884c\u5c06\u7ed9\u51fa\u9ad8\u8fbe<\/span><strong>$3,000<\/strong><span lang=\"ZH-CN\">\u8fd4\u73b0\uff01<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"rich_pages wxw-img aligncenter\" src=\"https:\/\/mmbiz.qpic.cn\/mmbiz_png\/ZZNPHElRd9cTQmZNthGQ34BuVwUjqCRLlm36LyD9YUjKzY1wkXjdxnw6tzNj15BSFJby2HU59XpumordbmibnBg\/640?wx_fmt=png&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1\" alt=\"\u56fe\u7247\" width=\"563\" height=\"324\" crossorigin=\"anonymous\" data-backh=\"170\" data-backw=\"296\" data-galleryid=\"\" data-ratio=\"0.5743243243243243\" data-s=\"300,640\" data-src=\"https:\/\/mmbiz.qpic.cn\/mmbiz_png\/ZZNPHElRd9cTQmZNthGQ34BuVwUjqCRLlm36LyD9YUjKzY1wkXjdxnw6tzNj15BSFJby2HU59XpumordbmibnBg\/640?wx_fmt=png\" data-type=\"png\" data-w=\"296\" data-index=\"6\" data-origin-display=\"\" data-fail=\"0\" \/><\/p>\n<h6 style=\"text-align: center;\">**Terms<strong> and Conditions\u00a0apply.<\/strong><\/h6>\n<section><\/section>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8d37\u6b3e\u95ee\u9898\u89e3\u7b54\uff01\u76ee\u524d\u5e02\u573a\u8f83\u4f4e\u5229\u7387\uff01\u9650\u65f6\u8f6c\u8d37\u3001\u9996\u6b21\u7f6e\u4e1a\u6700\u9ad8\u8fd4\u73b0\uff01 [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/dyhomeloans.com.au\/cn\/%e8%b4%b7%e6%ac%be%e9%97%ae%e9%a2%98%e8%a7%a3%e7%ad%94%ef%bc%81%e7%9b%ae%e5%89%8d%e5%b8%82%e5%9c%ba%e8%be%83%e4%bd%8e%e5%88%a9%e7%8e%87%ef%bc%81%e9%99%90%e6%97%b6%e8%bd%ac%e8%b4%b7%e3%80%81%e9%a6%96\/\">Read More&#8230;<\/a><\/p>\n<p><a href=\"https:\/\/dyhomeloans.com.au\/cn\/%e8%b4%b7%e6%ac%be%e9%97%ae%e9%a2%98%e8%a7%a3%e7%ad%94%ef%bc%81%e7%9b%ae%e5%89%8d%e5%b8%82%e5%9c%ba%e8%be%83%e4%bd%8e%e5%88%a9%e7%8e%87%ef%bc%81%e9%99%90%e6%97%b6%e8%bd%ac%e8%b4%b7%e3%80%81%e9%a6%96\/\" class=\"btn btn-secondary\">\u8be6\u60c5...<\/a><\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-464","post","type-post","status-publish","format-standard","hentry","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u8d37\u6b3e\u95ee\u9898\u89e3\u7b54\uff01\u76ee\u524d\u5e02\u573a\u8f83\u4f4e\u5229\u7387\uff01\u9650\u65f6\u8f6c\u8d37\u3001\u9996\u6b21\u7f6e\u4e1a\u6700\u9ad8\u8fd4\u73b0\uff01 - \u4e07\u901a\u4fe1\u8d37<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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